Chambers Review
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Chambers European Guide
Banking & Finance: Regulatory - Portugal
Individual Editorial
Inês Palma Ramalho works with multiple banks and financial services providers in assisting with regulatory advice.
Inês Palma Ramalho
Europe Guide 2026
Band 3 : Banking & Finance: Regulatory
Lawyers profile
Europe 2026
Lawyers profile | Europe 2026: Banking & Finance: Regulatory
Inês Palma Ramalho
Ranked in 1 Practice Areas
Band 3
Ranked in Guides
About
Provided by Inês Palma Ramalho
Europe
Practice Areas
Banking and Finance, ESG Criteria and Climate Change Regulation, Financial Services and Investment Funds, Insurance and Reinsurance and TechLaw.
She advises on supervision and resolution of banks and financial institutions, licensing and acquisitions of qualifying shareholdings, governance, payment services and credit intermediation, as well as regulatory compliance and audits. Experience includes advising on fund incorporations before the CMVM and regulatory engagement with the ASF.
Career
Inês is a partner (since 2024) aligned with Pérez-Llorca’s international expansion strategy. Previously, she was a partner in the Finance & Governance department and a specialised member of the Fintech, Whistleblowing (EU Directive) and Compliance teams at her former firm. Earlier roles include legal adviser to the Prudential Supervision Department of Banco de Portugal and member of the Portuguese Government team overseeing the EU/IMF/ECB financial adjustment programme in Portugal. She began her career at an international law firm.
- 2019 Fintech Disruption Program (Executive Education), Católica Lisbon School of Business and Economics
- 2014 Post-Graduate Degree in Financial Markets, IDEFF – Faculdade de Direito da Universidade de Lisboa
- 2008 Degree in Law, Faculdade de Direito da Universidade de Lisboa
- 2008 Post-Graduate Degree in Financial Criminal Law, IDPC – Faculdade de Direito da Universidade de Lisboa
She works in Portuguese, English and Spanish.
Strengths
Provided by Chambers
Slide 1 of 3
Inês Palma Ramalho stands out for her extremely professional, proactive and confident demeanor. She always conveys great confidence, with a remarkable ability to anticipate needs and clarify doubts.
Inês Palma Ramalho is able to impeccably align business needs with the current regulatory framework and the practices of local institutions, always presenting a realistic and transparent analysis.
Slide 2 of 3
Inês Palma Ramalho is incredibly knowledgeable, well connected and a very trusted adviser.
Inês Palma Ramalho is an experienced lawyer and always available to assist the client. She is very dedicated, with a high level of sophistication.
Slide 3 of 3
Inês Palma Ramalho offers in-depth knowledge of the client's business, with the ability to quickly understand their needs.
Inês Palma Ramalho stands out for her extremely professional, proactive and confident demeanor. She always conveys great confidence, with a remarkable ability to anticipate needs and clarify doubts.
Inês Palma Ramalho is able to impeccably align business needs with the current regulatory framework and the practices of local institutions, always presenting a realistic and transparent analysis.
Inês Palma Ramalho is incredibly knowledgeable, well connected and a very trusted adviser.
Inês Palma Ramalho is an experienced lawyer and always available to assist the client. She is very dedicated, with a high level of sophistication.
Inês Palma Ramalho offers in-depth knowledge of the client's business, with the ability to quickly understand their needs.
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