Inês Palma Ramalho

Practice Areas

Banking and Finance, ESG Criteria and Climate Change Regulation, Financial Services and Investment Funds, Insurance and Reinsurance and TechLaw.

She advises on supervision and resolution of banks and financial institutions, licensing and acquisitions of qualifying shareholdings, governance, payment services and credit intermediation, as well as regulatory compliance and audits. Experience includes advising on fund incorporations before the CMVM and regulatory engagement with the ASF.

Career

Inês is a partner (since 2024) aligned with Pérez-Llorca’s international expansion strategy. Previously, she was a partner in the Finance & Governance department and a specialised member of the Fintech, Whistleblowing (EU Directive) and Compliance teams at her former firm. Earlier roles include legal adviser to the Prudential Supervision Department of Banco de Portugal and member of the Portuguese Government team overseeing the EU/IMF/ECB financial adjustment programme in Portugal. She began her career at an international law firm.

- 2019 Fintech Disruption Program (Executive Education), Católica Lisbon School of Business and Economics

- 2014 Post-Graduate Degree in Financial Markets, IDEFF – Faculdade de Direito da Universidade de Lisboa

- 2008 Degree in Law, Faculdade de Direito da Universidade de Lisboa

- 2008 Post-Graduate Degree in Financial Criminal Law, IDPC – Faculdade de Direito da Universidade de Lisboa

She works in Portuguese, English and Spanish.