Dan Brown

Dan advises clients in the insurance industry on complex regulatory and corporate issues related to their business, including all aspects of the admitted, exempt, and surplus lines insurance markets in the United States. His clients include insurance companies, start-ups, agents, brokers, and other stakeholders in the industry.

Dan has extensive experience advising foreign and alien insurers on how to comply with various state laws in placing business; early-stage and developed InsurTech entities on regulatory and corporate issues; insureds on exempt and specialty lines; producers on licensing, placement, and premium tax issues, including digitization of the process; and insureds on coverage and placement issues. He also advises London market participants on how to comply with US insurance laws, either by becoming admitted insurers or by using a variety of methods of covering US risks without being licensed.

Dan addresses a variety of licensing and compliance issues on an international scale, including: entity formation and licensure, mergers and acquisitions, resolution of broker compensation and disclosure issues, product development (both mandatory filing and exempt products), name changes and approval, preparation of licensing applications, preparation of applications for certificates of authority, and negotiations with departments of insurance regarding licensing and certification issues.

He advises on exemptions, taxation, coverage levels, extraterritorial issues, the individual mandate, the employer mandate, and individual and group applications of the Affordable Care Act. He also helps clients draft, amend, advocate for, and seek department clarification regarding statutes or regulations affecting their businesses.

Insurers and producers looking at affiliate transactions seek Dan’s counsel on preparing the necessary applications and obtaining approvals from departments of insurance. He advises on pre-transaction strategies, preparation of necessary corporate documents and agreements, and execution of the application process.