LAWYER PROFILE

Tessa Penninks

Europe 2026

CMS

Ranked in 1 practice area

Banking & Finance: Regulatory

Netherlands

1 year ranked

About

Provided by CMS

Europe

Practice Areas

Tessa Penninks is a partner in the Banking & Finance Practice Area Group and heads the Financial Services Team of CMS Netherlands.

Tessa advises financial institutions as banks, credit providers, payment service providers, insurers, FinTech/InsurTech companies and leasing companies in the field of, among other things, financial supervision regulations, market-entry (licensing application and European Passport notification) and anti-money laundering regulations, including the contact with the financial regulator in this regard.

In addition, Tessa is particularly involved in the preparation and review of contractual documents regarding financial products and services, leasing and securities. Tessa also advises in disputes and litigation in these areas.

Career

Tessa was admitted to the Bar and started at CMS in 2006. Tessa frequently publishes on regulatory topics and is an active member within the Dutch Finance Houses Association and its legal committee.

Professional Memberships

Member of the Dutch Finance Houses Association (VFN) (legal committee)

Member of Holland FinTech

Association for Financial Law (VvFR)

For more information, please visit our website at https://cms.law/en/nld/people/tessa-penninks

Chambers Review

Provided by Chambers

Chambers European Guide

Banking & Finance: Regulatory - Netherlands

Band 4

Individual Editorial

Tessa Penninks attracts prominent banks and payment institutions seeking advice on market entries, instant payment regulations, product launches and licensing requirements. She has additional experience in financial litigation and data protection-related mandates.

Learn more about this team View ranking table

Strengths

Provided by Chambers

She possesses extensive experience and expertise, consistently demonstrating a strong commitment to safeguarding our interests as clients.
Banking & Finance: RegulatoryChambers European Guide
Tessa Penninks is an excellent legal professional with business acumen.
Banking & Finance: RegulatoryChambers European Guide
Tessa Penninks is an amazing lawyer and a great person to work with.
Banking & Finance: RegulatoryChambers European Guide
She is a great lawyer who understands the needs of our business. She also has a sharp eye for EU frameworks.
Banking & Finance: RegulatoryChambers European Guide
Tessa Penninks is a very friendly, knowledgeable and service-oriented lawyer.
Banking & Finance: RegulatoryChambers European Guide