Department profile
CMS

Banking & Finance: Regulatory

Europe Guide 2026 : Netherlands


CMS

Rankings

About

Provided by CMS

Our Banking & Finance practice is one of the largest in Europe. Our expertise covers the entire spectrum of Transactional BankingRestructuring & Insolvency, and Financial Services. We operate in both local and international situations. We provide a tailor-made approach, giving your commercial interests just as much attention as the legal ones. Our lawyers have been working together internationally for decades and therefore have proven experience in every conceivable situation.

Whether you are a bank or a corporation with financing needs, a company in financial distress or have a business partner that is on the brink of collapse, a financial services provider or an entity operating in a regulated market, an investment fund or a public sector organisation, addressing and leveraging your challenges is our priority.

Within the Banking & Finance group, we specialise in advising on local rules, but also on issues involving multiple jurisdictions. We will put together a team that fits your situation perfectly. You can call on teams that focus on specific sectors, such as the energy group, the hotel group, and the life sciences group.

What you can expect from us: experience and knowledge, combined with thorough project management. We guide you from start to finish. In our advice, we take into account changing regulations, innovative developments and market trends. In short, sustainable advice that enables you to make the right decisions. For now and in the future.

Chambers Review

Provided by Chambers

Banking & Finance: Regulatory - Netherlands

Band 4

Band 4


What the Team is Known For

CMS attracts financial institutions and investment firms seeking regulatory advice on their entry into the Dutch market, acting on licensing procedures before the Dutch Authority for the Financial Markets and governance matters. The team is well equipped to advise clients on compliance with EU and Dutch regulatory frameworks, including the EU's Instant Payment Regulation, MiFID II and MiCAR. It has further experience in the launch of new financial products and financial litigation.

Strengths

Provided by Chambers

  • They consistently demonstrate an ability to understand the broader context of a transaction, anticipating challenges before they arise and offering practical, solution-oriented advice.

    Banking & Finance: Regulatory respondentEurope
  • CMS always manages to involve a subject matter expert, which is always reassuring.

    Banking & Finance: Regulatory respondentEurope
  • CMS has a good, dedicated team of professionals with great commitment towards their clients.

    Banking & Finance: Regulatory respondentEurope
  • They are very quick in their responses and have a sound legal base with great experts.

    Banking & Finance: Regulatory respondentEurope
  • CMS provides practical advice that can be applied immediately.

    Banking & Finance: Regulatory respondentEurope

Notable Practitioners

Provided by Chambers

  • Band 4Tessa Penninks
    Band 4Tessa Penninks

    Tessa Penninks

    Tessa Penninks attracts prominent banks and payment institutions seeking advice on market entries, instant payment regulations, product launches and licensing requirements. She has additional experience in financial litigation and data protection-related mandates.

    • She possesses extensive experience and expertise, consistently demonstrating a strong commitment to safeguarding our interests as clients.

      Banking & Finance: Regulatory respondentEurope
    • Tessa Penninks is an excellent legal professional with business acumen.

      Banking & Finance: Regulatory respondentEurope
    • Tessa Penninks is an amazing lawyer and a great person to work with.

      Banking & Finance: Regulatory respondentEurope
    • She is a great lawyer who understands the needs of our business. She also has a sharp eye for EU frameworks.

      Banking & Finance: Regulatory respondentEurope
    • Tessa Penninks is a very friendly, knowledgeable and service-oriented lawyer.

      Banking & Finance: Regulatory respondentEurope

Ranked Individuals at CMS (1)

Netherlands

Members

Provided by CMS

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