INDIVIDUAL PROFILE
Tessa Penninks

Tessa Penninks

FinTech 2026

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CMS
 CMS

Ranked in 1 practice area

FinTech Legal

Netherlands

5 years ranked

About

Provided by CMS

Practice Areas

Tessa Penninks is a partner in the Banking & Finance Practice Area Group and heads the Financial Services Team of CMS Netherlands.​

Tessa advises financial institutions as banks, credit providers, payment service providers, insurers, FinTech/InsurTech companies and leasing companies in the field of, among other things, financial supervision regulations, market-entry (licensing application and European Passport notification) and anti-money laundering regulations, including the contact with the regulator in this regard. ​

In addition, Tessa is particularly involved in the preparation and review of contractual documents regarding financial products and services, leasing and securities. Tessa also advises in disputes and litigation in these areas.

Professional Memberships

Member of the Dutch Finance Houses Association (legal commission)​

Member of Holland FinTech​

Member of the Women in financial services "Wifs“​

Association for Financial Law (VvFR)

Chambers Review

Provided by Chambers

Professional Advisers: FinTech

FinTech Legal - Netherlands

Band 3
Individual Editorial

Tessa Penninks heads the firm's financial services team in the Netherlands. Her clients include international banks, payment service providers and startups. She has particular expertise in regulatory matters, often advising clients on PSD2, DORA and anti-money laundering.

Learn more about this teamView ranking table

Strengths

Provided by Chambers

  • Tessa is very sensible, calm and a very safe pair of hands.

    FinTech LegalProfessional Advisers: FinTech

  • Tessa Penninks has in-depth knowledge and knows what we need. It is great working with her.

    FinTech LegalProfessional Advisers: FinTech

Ranked Individuals at CMS (21)

Belgium

Luxembourg

Netherlands

Singapore

Spain

Switzerland

UK-wide

United Arab Emirates

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