Michael Lacy

Michael heads the firm’s Consumer Financial Services practice, and handles class actions and high-stakes consumer litigation on a nationwide basis. He represents banks, mortgage servicers, debt buyers and collectors, and lenders against claims under consumer protection statutes, including the FCRA, TCPA, RESPA, RICO, and state UDAP laws. He has significant experience litigating and trying corporate governance disputes, including shareholder derivative claims, corporate dissolution cases, and corporate divorce matters. Michael also represents public utility companies in litigation and regulatory matters, including condemnation and land use cases.

Clients depend on Michael to resolve their toughest cases. He has considerable first-chair experience in both trials and arbitrations, and has handled several appeals in state and federal courts on consumer protection and corporate governance issues. Michael has a long track record of defending banks, mortgage companies, and loan servicers in state and federal courts against mortgage-related claims, including “show me the note” claims, HAMP claims, and claims to rescind or reform mortgages. He also represents national banks in numerous garnishment and related collections matters throughout the Commonwealth of Virginia.