Terrence R McInnis

Career

For more than 30 years, Terry has counseled and represented insurers on multimillion-dollar claims in virtually every jurisdiction in the U.S. He brings his wealth of experience with many lines of insurance and diverse claims to help his clients navigate coverage disputes and obtain successful results.

Terry counsels insurers on complex and high-exposure claims. He is often called on to provide advice on insurance law, policy interpretation, and claims-handling issues, and to evaluate and respond to coverage disputes and allegations of bad faith. Where possible, he works with clients to resolve such disputes before coverage litigation ensues. However, when litigation is necessary or appropriate, Terry brings his years of experience representing insurers in arbitrations and trials and in appellate courts throughout the U.S. to achieve successful outcomes for his clients.

He regularly defends insurers in bad faith suits, and defends and prosecutes declaratory relief actions on behalf of his clients. He represents insurers in actions against insureds and others for breach of contract, misrepresentation, rescission, insurance fraud, recoupment, contribution, and indemnity, and has recovered millions for his clients.

While Terry has advised insurers on virtually every type of insurance, he most frequently advises clients on professional liability (including accountants, attorneys, architects and engineers, real estate agents, insurance agents, seedsmen, and others); employment practices liability; private company D&O; health care management; general liability; environmental and pollution liability; product liability; product contamination; construction defect; educators liability; and umbrella, excess, and media policies. Terry has also assisted clients in policy drafting and in responding to investigations by regulators.

Professional Memberships

American Bar Association, Professionals, Officers and Directors Liability Committee of the Tort Trial and Insurance Practice Section, chair (2002-2003), vice chair (1997-2002); Insurance Coverage Litigation Committee of the Tort Trial and Insurance Practice Section, vice chair (2002-2006)

Orange County Bar Association, Arbitrator, OCBA Mandatory Fee Arbitration Committee (2004-2022)

California State Bar Committee on Professional Liability Insurance (2001-2004)

Defense Research Institute, Insurance Law Columnist, Commercial Litigation Committee’s The Business Suit newsletter

Professional Liability Underwriting Society

Editorial Board, West’s Insurance Litigation Reporter (2002-2004)

Bad Faith Law Reporter, Editorial Board (Stratton Press) (2000-2002)

Editorial Board, CGL Reporter (Insurance Risk Management Institute) (2010-2016)