Richard Capper

Practice Areas

Banking and finance – which includes Real Estate Finance, Leveraged Finance, Project Finance and General Corporate Lending.

Career

Trainee – Stephenson Harwood – 1989 to 1991

Solicitor – Stephenson Harwood – 1991 to 1995

Solicitor – DLA Piper – 1995 to 2000

Partner – DLA Piper – 2000 to 2005

Partner and Head of Banking – Halliwell – 2005 to 2010

Partner and Head of Banking – Hill Dickinson LLP – 2010 to date

Training Principal – Hill Dickinson LLP – 2015 to date

Professional Memberships

Law Society

Publications

N/A

Personal

• Keen football supporter

• Travel

• Family

Awards

Clients

I am the Client Relationship Partner for the following institutional clients with whom Hill Dickinson has substantial relationships:

• HSBC UK Bank

• National Westminster Bank

• Santander UK

• Lloyds Bank plc

• Arbuthnot Latham & Co Ltd

I am also actively involved in managing and working on transactions for the following:

• Ashtrom Properties Group

• Chester Zoo

• University of Chester

• Downing Group

• District and County Investments Ltd

• Legacie Group

• Athena Healthcare Group

• Bank of London and the Middle East

• Bibby Financial Services Ltd

• Inspiration Healthcare plc

Work Highlights

As well as managing and being actively involved in our panel relationships with most of the UK based clearing banks for whom we do a significant volume of transactions, I have been closely involved in leading and working on the following transactions:

• Ashtrom Properties Group

£80m Purchase and long term financing of property at Central Square, Leeds which was one of the largest property purchases outside London in 2024. Completed 22 October 2024.

• Chester Zoo

Assisted regular client Chester Zoo with the amendment, restatement and extension of its £49,500,000 term loan and revolving credit facility for development projects at Chester Zoo. Completed 30 April 2024.

• Legacie

£92,245,000 development loan facilities made available by Maslow Capital to our client Legacie Towers Liverpool Limited for the development of 656 residential units with ground floor commercial units at Leeds Street, Liverpool known as Gateway. Completed December 2024.

• University of Chester

Assisted regular client University of Chester with its £25,000,000 revolving credit facility from Santander to refinance all existing indebtedness of the University with various previous providers.

• Nat West

Assisted Nat West with the £30m term loan and revolving credit facilities and security property substitutions for South East based residential homebuilder Stonebond Group.

Completed 30 September 2024.

• Santander

Assisted regular client Santander Real Estate Finance with a £55m term loan facility to Apex Property Holdings Limited to refinance an extensive mixed property portlolio. Completed September 2024.

• Ennogen Healthcare International Limited

Assisted Ennogen International, an international pharmaceutical and medical device company with it £30,000,000 revolving credit facility for global expansion with Santander UK. Completed 16 April 2024.

Industry Sector Expertise

As a transactional banking lawyer acting for a wide variety of lender and borrower clients, both myself and the team generally are exposed to a very wide range of sectors. We do, however, have particularly deep experience in the following:

• Student Accommodation

• Transport and Logistics

• Care Homes

• University Funding

Expert in these Jurisdictions

I have worked in the domestic market for my entire career but in doing so have been involved in transactions in multiple different jurisdictions, including the US, Canada and the Islands of Jersey, Guernsey, Isle of Man, BVI, Bermuda, Barbados and The Bahamas.

Languages Spoken

Conversational French.

Experience

See above

Education