Band 1
Provided by Nikki Worden
Banking and finance
Asset finance
Consumer finance
Financial regulation
Payments
Nikki leads Osborne Clarke’s Financial Institutions Group, specialising in FinTech and the regulation of financial services offered to consumers and small businesses, including consumer credit regulation. She advises on the impact of FCA regulation across a range of clients, from disruptive new market entrants to large lenders and retail banks; and from asset finance providers to tech companies.
Nikki advises clients on whether their activities fall within the FCA regime and on authorisation applications and helps clients structure and launch new products and services aimed at consumers and small businesses. She also advises on the full range of conduct of business requirements from financial promotions and customer journeys to creditworthiness and affordability, and from forbearance and collections to persistent debt.
Nikki drafts terms and conditions and notices for a wide range of products including loans, business cash advance products, current and savings accounts, credit cards, regulated hire products and PCP products. She works closely with other FinTech specialists at Osborne Clarke to provide holistic support for fast-growing firms.
Provided by Chambers
Nikki Worden is head of financial institutions at Osborne Clarke in London and is experienced in secured lending matters and small business banking. She assists clients, including credit providers and banks, with compliance reviews as well as the development and launch of new financial products and platforms.
Provided by Chambers
Nikki is clearly an expert in this field and manages a very strong and capable team.
Nikki is really good at managing stakeholders and setting expectations. She is able to find solutions in a complicated landscape.
A phenomenal lawyer.
Nikki really knows her stuff and is very knowledgeable, practical and pragmatic.
Nikki is really pragmatic and very action-focused.
Nikki is clearly an expert in this field and manages a very strong and capable team.
Nikki is really good at managing stakeholders and setting expectations. She is able to find solutions in a complicated landscape.
A phenomenal lawyer.
Nikki really knows her stuff and is very knowledgeable, practical and pragmatic.
Nikki is really pragmatic and very action-focused.
