Naomi Seward

Naomi leads our Retail Finance team and has spent her entire 20+ year career advising within the financial services sector.

She specialises in consumer credit and mortgage regulation and has substantial experience both in private practice and in-house. Her experience includes advising a wide range of consumer finance organisations on remediation activities linked to noncompliance with the Consumer Credit Act, advising on potential breaches of the FCA Conduct of Business Rules, and providing ongoing CCA and regulatory advice to our Consumer Finance clients.

Naomi also provides substantial perimeter advice to numerous clients seeking to structure their business to avoid the need for authorisation.

She has advised clearing banks, challenger banks, building societies, private and overseas banks, and specialist and main stream credit providers on consumer credit, mortgage and other financial services regulatory issues, and she also has lead on a number of transactional relationships in the sale, purchase, and financing of mortgage and other loan portfolios.