Chambers Review
Provided by Chambers

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Band 2
Provided by Joan Carette
Joan Carette is a Financial law & FinTech lawyer combining broad expertise in financial and regulatory laws with specific knowledge of ICT regulations, including eIDAS, data protection, IT contracting, outsourcing, etc.
She advises banks, payment institutions, e-money institutions, FinTechs and RegTechs on all legal and regulatory aspects relating to their activities.
Joan’s professional background includes experience with the Belgian financial supervisory authority (at the time, CBFA) where she supervised banks, money exchange, investment firms and payment institutions. She also has extensive experience as an in-house lawyer, acquired in the context of two secondments, the first one with an entity active in payments and the second one with a RegTech. She is a Board member of FinTech Belgium.
Joan Carette is ranked in Band 2 in Banking & Finance Regulatory and in Band 3 in FinTech by Chambers & Partners. Clients admire her “very flexible, pragmatic approach,” as well as her “deep knowledge of financial regulation.” She is also ranked as a Leading Individual in FinTech and as a Next Generation Partner in Regulatory – Financial Services by The Legal 500. She is also recommended as a Global Leader in Banking – FinTech by Who’s Who Legal.
Provided by Chambers



Provided by Chambers
Joan Carette is a valuable asset in negotiations or in the management of disputes.
Joan Carette has built a strong understanding of our business and provided several points of critical advice to support us.
Joan Carette has excellent experience in regulatory matters.
Joan Carette offers excellent understanding and vision.
Joan is a true expert in her fields with great commercial vision. She is able to handle very complex matters and ensures that her advice is easy to understand and implement.
Joan Carette is a valuable asset in negotiations or in the management of disputes.
Joan Carette has built a strong understanding of our business and provided several points of critical advice to support us.
Joan Carette has excellent experience in regulatory matters.
Joan Carette offers excellent understanding and vision.
Joan is a true expert in her fields with great commercial vision. She is able to handle very complex matters and ensures that her advice is easy to understand and implement.
2 items provided by Simont Braun
Buy Now Pay Later solutions - State of play in Belgium
This online deferred payment method has really boomed since the pandemic. Our Digital Finance Team explains the state of play in Belgium and looks into the potential regulatory repercussions for both BNPL providers and merchants.
Simont Braun strengthens Financial Services and FinTech capabilities with top hires
Simont Braun boosts the capabilities of its Fintech and Financial Services practices by welcoming Partner Joan Carette and Senior Associate Jean-Christophe Vercauteren. These strong additions to the firm enhance our Digital Finance Team’s position on top of the Belgian market.
Buy Now Pay Later solutions - State of play in Belgium
This online deferred payment method has really boomed since the pandemic. Our Digital Finance Team explains the state of play in Belgium and looks into the potential regulatory repercussions for both BNPL providers and merchants.
Simont Braun strengthens Financial Services and FinTech capabilities with top hires
Simont Braun boosts the capabilities of its Fintech and Financial Services practices by welcoming Partner Joan Carette and Senior Associate Jean-Christophe Vercauteren. These strong additions to the firm enhance our Digital Finance Team’s position on top of the Belgian market.