Joan Carette
FinTech Guide 2025
Band 2 : FinTech Legal
Email address
[email protected]Contact number
+32 2 533 17 33Share profile
About
Provided by Joan Carette
Practice Areas
Joan Carette is a Financial law & FinTech lawyer combining broad expertise in financial and regulatory laws with specific knowledge of ICT regulations, including eIDAS, data protection, IT contracting, outsourcing, etc.
She advises banks, payment institutions, e-money institutions, FinTechs and RegTechs on all legal and regulatory aspects relating to their activities.
Joan’s professional background includes experience with the Belgian financial supervisory authority (at the time, CBFA) where she supervised banks, money exchange, investment firms and payment institutions. She also has extensive experience as an in-house lawyer, acquired in the context of two secondments, the first one with an entity active in payments and the second one with a RegTech.
She is a Board member of FinTech Belgium.
Joan Carette is ranked in Band 2 in Banking & Finance Regulatory and in FinTech by Chambers & Partners. Clients admire her “very flexible, pragmatic approach,” as well as her “deep knowledge of financial regulation.” She is also considered as a Next Generation Partner in Regulatory – Financial Services by The Legal 500, and Recommended as a Global Leader in Banking – FinTech by Who’s Who Legal.
Chambers Review
FinTech
Joan Carette specialises in banking and finance, with a sector focus on payments, e-money and AML matters. Carette previously worked in the prudential supervision department at the CBFA.
Contributions
Latest contributions provided by Joan Carette
Strengths
Provided by Chambers
"Joan Carette is super solution-oriented. She has this capacity to bring things to their simplest elements to make them work."
"She is a good lawyer and safe pair of hands in FinTech space."
"Joan Carette is super solution-oriented. She has this capacity to bring things to their simplest elements to make them work."
"She is a good lawyer and safe pair of hands in FinTech space."
Articles, highlights and press releases
2 items provided by Simont Braun
Buy Now Pay Later solutions - State of play in Belgium
This online deferred payment method has really boomed since the pandemic. Our Digital Finance Team explains the state of play in Belgium and looks into the potential regulatory repercussions for both BNPL providers and merchants.
Simont Braun strengthens Financial Services and FinTech capabilities with top hires
Simont Braun boosts the capabilities of its Fintech and Financial Services practices by welcoming Partner Joan Carette and Senior Associate Jean-Christophe Vercauteren. These strong additions to the firm enhance our Digital Finance Team’s position on top of the Belgian market.
Buy Now Pay Later solutions - State of play in Belgium
This online deferred payment method has really boomed since the pandemic. Our Digital Finance Team explains the state of play in Belgium and looks into the potential regulatory repercussions for both BNPL providers and merchants.
Simont Braun strengthens Financial Services and FinTech capabilities with top hires
Simont Braun boosts the capabilities of its Fintech and Financial Services practices by welcoming Partner Joan Carette and Senior Associate Jean-Christophe Vercauteren. These strong additions to the firm enhance our Digital Finance Team’s position on top of the Belgian market.