James S. Livermon III

Practice Areas

Bankruptcy, Restructuring, And Creditors’ Rights; Dispute Resolution And Litigation; Finance: Banking, Restructuring, Insolvency; Consumer Finance Disputes And Litigation

Career

James "Charlie" Livermon is a Chambers-ranked attorney with a robust practice focused on creditors' rights and bankruptcy. A board-certified specialist in business and consumer bankruptcy, he has represented secured and unsecured creditors in Chapter 7, 11, 12 and 13 bankruptcy cases in all bankruptcy districts in North Carolina. He has significant experience in commercial loan workouts, restructurings, receiverships, foreclosures and other pre- and post-judgment remedies, and has defended lenders and creditors in lender liability actions, contract disputes, fraud, misrepresentation and unfair and deceptive trade practices in state and federal courts.

Charlie has been named by Business North Carolina as one of its Legal Elite in both Creditor Rights and Bankruptcy, and, in 2015, was named to its Hall of Fame.

Professional Memberships

President, North Carolina Creditors Bar Association 2016

Council Member, Bankruptcy Section, North Carolina Bar Association

Board-Certified Business and Consumer Bankruptcy Specialist, North Carolina State Bar Legal Specialization

Receivership Statute Revisions Committee Chair, North Carolina Bar Association

Contributing Author, North Carolina Bar Association Practice Manual

Contributing Author, Thomson Reutors Practical Law Guide

Pro Se Strategic Planning Committee Member, United States Bankruptcy Court for the Eastern District of North Carolina

Member, Nash-Edgecombe Bar Association

Industry Sector Expertise

Financial Services

Experience

Any result the lawyer or law firm may have achieved on behalf of clients in other matters does not necessarily indicate similar results can be obtained for other clients.

Assists lenders in workouts and restructures of complex business transactions

Represents creditors in commercial collections and foreclosures

Represents receivers in winddown and liquidation of distressed businesses

Represents secured and unsecured creditors, including unsecured creditors committees, in Chapter 11 bankruptcy cases

Represents secured creditors, including national and regional banks and other lending institutions in obtaining relief from the automatic stay, objecting to confirmation and challenging valuations of collateral

Represents creditors in adversary proceedings in bankruptcy cases involving preferential and fraudulent transfers

Represents banks and other lending institutions in receivership, collection, foreclosure and replevin actions across North Carolina

Represents unsecured and student loan creditors in consumer and commercial bankruptcy cases including objecting to discharge and dischargeability of particular debts

Regularly practices in all Bankruptcy Courts and many state courts in North Carolina