LAWYER PROFILE

Francisco Javier Ramírez

Europe 2026

Deloitte Legal

Ranked in 1 practice area

Financial Services Regulation

Spain

1 year ranked

About

Provided by Deloitte Legal

Europe

Practice Areas

Francisco Javier Ramírez Arbués has been leading Deloitte Legal Financial Regulation group and is head of its FinTech practice for the last 5 years.

Career

Before joining Deloitte Legal, he was General Counsel and Chief Legal Officer of ING for Spain and Portugal, in charge of managing the Legal Department of the different banking business of ING Bank in Spain & Portugal and of the advice to the Management Team.

He carries a huge expertise in Compliance matters and assistance to Compliance Departments, having been Vice-President of Cumplen Compliance Association for several years and combines the business world with the academic world.

Professional Memberships

He has been recognized in Band 3 of Financial Regulation directory of Chambers Global and also recognized in Chambers & Partners Fintech directory. He is also recognized by Legal500 and by Best Lawyers. He is winner of Gold Award 2016 to best TMT Lawyer of the year in Spain & Portugal and double winner (2011 y 2013) of the 40 under 40 Awards (Iberian Lawyer).

Personal

Francisco holds a degree in Law from the University of Zaragoza, an LLM from the Instituto Empresa (IE Business School), with a Cum Laude rating, and a Master in Banking and Finance from CEF.

Chambers Review

Provided by Chambers

Chambers European Guide

Financial Services Regulation - Spain

Band 2

Individual Editorial

Francisco Javier Ramírez gains recognition for his strength in banking and finance regulation mandates, where he advises clients on digital payment services, product launches and corporate transactions requiring regulatory assessments.

Learn more about this team View ranking table

Strengths

Provided by Chambers

He has practical vision combined with the best customer service and technical excellence.
Financial Services RegulationChambers European Guide
Francisco is an excellent lawyer with very high rigour, specialisation and knowledge as well as excellent ability to understand the needs of the client.
Financial Services RegulationChambers European Guide