Francisco Javier Ramírez

FinTech

Francisco Javier Ramírez leads Deloitte's financial regulation group and is head of its FinTech practice. He is an expert in financial services regulation and regularly acts for Spanish banks involved in launching new FinTech banking solutions, products and tools. He also assists FinTech banks, payments services and e-money institutions.

"The level of knowledge that Francisco has is amazing. He always knows what is going on in each matter and he is always available."

"Francisco is not only an incredibly skilled lawyer, but he knows how an in-house legal department works and what it needs."

"Francisco Javier Ramírez understands our needs and vision, and at the same time delivers very strong quality legal advice."