Chambers Review
Provided by Chambers
Professional Advisers: FinTech
FinTech Legal - Spain
Individual Editorial
Francisco Javier Ramírez leads Deloitte's financial regulation group and is head of its FinTech practice. He is an expert in financial services regulation and regularly acts for Spanish banks involved in launching new FinTech banking solutions, products and tools. He also assists FinTech banks, payments services and e-money institutions.
Strengths
Francisco is an area leader with great involvement throughout the department.
I think Francisco has a solid legal background but is also very pragmatic, he bridges between the client's needs and being able to translate back and forth into legal requirements.
He has good, very broad knowledge on financial regulation. He is always available as well.





