Charlotte Eborall

Ranked in 4 Practice Areas

Band 1

Banking & Finance

London (Bar)

9 Years Ranked

Band 1

Consumer Finance

All Circuits

3 Years Ranked

Band 2

Financial Services

London (Bar)

14 Years Ranked

Band 3

Commercial Dispute Resolution

London (Bar)

1 Years Ranked

About

Provided by Charlotte Eborall

UK Bar

Practice Areas

Charlotte has a wide-ranging commercial practice encompassing all aspects of complex commercial disputes, with particular specialisms in banking and financial disputes, financial services regulation and law, consumer credit regulation, professional negligence (including fraud) and insurance. Her recent reported cases include: Mortgage Express plc v Countrywide Surveyors Limited [2016] EWHC 224 (Ch) (fraud claim against valuer) and [2016] PNLR 35 (ability to recover compound interest as damages); Townson v FCE Bank plc (t/a Ford Credit) [2016] ECC 30 (unfair relationship claim, whether ‘on behalf of’ the creditor and whether a linked transaction); RBS v McCarthy [2015] EWHC 3626 (inducing breach of contract claim); and HSBC Life (UK) Ltd, In the Matter of Reassure Ltd [2015] EWHC 2664 (Ch) (Part VII business transfer involving a pensions business). Other instructions include: acting on behalf of retail banks in interest rate hedging product mis-selling claims, including allegations of LIBOR, Suremime claims, and limitation issues; advising clients on regulatory perimeter issues including contracts of insurance, collective investment schemes, and regulated mortgage contracts; advising in relation to Part VII ring-fencing transfer schemes; acting in a professional negligence claim against accountants; and advising in a trust dispute.

Career

Called to the Bar in 2004.

Professional Memberships

Middle Temple, COMBAR, FSLA, Bar Pro Bono Unit.

Publications

(2nd Edition).

Personal

Nottingham High School for Girls; Downing College, Cambridge.

Chambers Review

Provided by Chambers

UK Bar

Banking & Finance - London (Bar)

Band 1

Individual Editorial

Charlotte Eborall boasts a proficient practice handling matters for a wide range of retail banks and has experience in cases concerning contract breaches, swaps disputes and fraudulent misrepresentations, to name but a few areas. She regularly acts in high-profile cases and has particular expertise in the consumer law and financial regulation spheres.

Learn more about this team❖View ranking table

Consumer Finance - All Circuits

Band 1

Individual Editorial

Charlotte Eborall is a highly regarded junior who regularly advises on FCA compliance and the Consumer Credit Act. She frequently counsels, and acts on behalf of, banks and insurers in consumer law matters.

Learn more about this team❖View ranking table

Financial Services - London (Bar)

Band 2

Individual Editorial

Charlotte Eborall brings cutting-edge insight into the workings of the FCA, thanks in part to her time on secondment there. She has a good knowledge of Part VII transfers, as well as the regulatory space between consumer credit and financial services more generally. She represents both regulators and regulated companies.

Learn more about this team❖View ranking table

Commercial Dispute Resolution - London (Bar)

Band 3

Learn more about this team❖View ranking table

Strengths

Provided by Chambers

Charlotte is a strong, clear and concise advocate.

Banking & Finance respondent
UK Bar

Charlotte is both passionate and persuasive. Her strong presence in court, combined with her meticulous preparation and deep legal knowledge, makes her a formidable opponent.

Banking & Finance respondent
UK Bar

I was impressed with her advocacy and her written work and drafting are very good.

Banking & Finance respondent
UK Bar

Charlotte is very talented and highly knowledgeable. Her written work is fantastic and her demeanour in court impressive.

Consumer Finance respondent
UK Bar

Charlotte's advice is first class and intellectually rigorous. She is an experienced, highly effective and appealing advocate.

Consumer Finance respondent
UK Bar

She is smart and very detailed in her approach.

Consumer Finance respondent
UK Bar

Charlotte is very user-friendly, a team player and clients really like her. She is very bright and incredibly good at grasping information quickly.

Financial Services respondent
UK Bar

As an advocate, Charlotte is both passionate and persuasive. Her strong presence in court, combined with her meticulous preparation and deep legal knowledge, make her a formidable opponent.

Commercial Dispute Resolution respondent
UK Bar

Charlotte's written work is exceptional. Her strategy and consideration of what to do next and how to do it are great. She is a pleasure to work with, and her knowledge is first class.

Commercial Dispute Resolution respondent
UK Bar

Charlotte Eborall is technically very strong and a pleasure to work with. She is approachable, and she provides clear and focused advice.

Commercial Dispute Resolution respondent
UK Bar

Charlotte is a strong, clear and concise advocate.

Banking & Finance respondent
UK Bar

Charlotte is both passionate and persuasive. Her strong presence in court, combined with her meticulous preparation and deep legal knowledge, makes her a formidable opponent.

Banking & Finance respondent
UK Bar

I was impressed with her advocacy and her written work and drafting are very good.

Banking & Finance respondent
UK Bar

Charlotte is very talented and highly knowledgeable. Her written work is fantastic and her demeanour in court impressive.

Consumer Finance respondent
UK Bar

Charlotte's advice is first class and intellectually rigorous. She is an experienced, highly effective and appealing advocate.

Consumer Finance respondent
UK Bar

She is smart and very detailed in her approach.

Consumer Finance respondent
UK Bar

Charlotte is very user-friendly, a team player and clients really like her. She is very bright and incredibly good at grasping information quickly.

Financial Services respondent
UK Bar

As an advocate, Charlotte is both passionate and persuasive. Her strong presence in court, combined with her meticulous preparation and deep legal knowledge, make her a formidable opponent.

Commercial Dispute Resolution respondent
UK Bar

Charlotte's written work is exceptional. Her strategy and consideration of what to do next and how to do it are great. She is a pleasure to work with, and her knowledge is first class.

Commercial Dispute Resolution respondent
UK Bar

Charlotte Eborall is technically very strong and a pleasure to work with. She is approachable, and she provides clear and focused advice.

Commercial Dispute Resolution respondent
UK Bar

Filter by

Silks (KC)

All Circuits

Consumer Finance

Ian Wilson KC

Band 1

Charlotte Eborall

UK Bar Guide 2026

Banking & Finance + 3 more rankings

About

Practice Areas

Career

Professional Memberships

Publications

Personal

Chambers Review

UK Bar

Banking & Finance - London (Bar)

Individual Editorial

Consumer Finance - All Circuits

Individual Editorial

Financial Services - London (Bar)

Individual Editorial

Commercial Dispute Resolution - London (Bar)

Strengths

Discover other Barristers at 3 Verulam Buildings

Silks (KC)

All Circuits

London (Bar)

Banking & Finance

Discover other Barristers at
3 Verulam Buildings