Stephen Phillips

Practice Areas

Stephen Phillips is a partner with over 20 years of experience in a wide range of finance transactions.

He acts for both banks and borrowers in various sectors, including oil and gas, financial institutions, maritime and real estate.

Stephen has also been heavily involved in the transfer of loan portfolios and warehousing transactions and the Scottish aspects of the securitisation of residential and commercial mortgage loans as well as credit card and auto loans receivables.

He also has significant experience of advising on Bank of England Discount Window Facilities and advising Scottish financial institutions and corporates on loan note issues.

Stephen has an extensive advisory practice, which includes advising and opining upon the validity of complex financial instruments and structures under Scots law. He is the author of Scots law industry opinions including the Scottish ISDA Netting and Collateral opinions.

Stephen is a member of the Banking, Company and Insolvency Law Committee of the Law Society of Scotland and is one of the teachers of the International Finance LLM course at the University of Edinburgh.

Legal 500 identify Stephen as a Leading Individual in Banking and Finance in Scotland.