Band 1
Provided by Kate Urell
Consumer Finance, Consumer, Banking and Finance, Financial Services Regulation
Kate is a specialist litigator and advisor on civil consumer regulatory law. She has particular expertise in financial services, including consumer credit and green energy consumer initiatives. Kate’s clients include financial institutions, energy and retail companies and she is experienced in acting for and against regulators.
Kate acts as a lead advocate and as a specialist bolt on junior in consumer finance and broader consumer and commercial litigation.
Kate has in-depth knowledge of all aspects of regulated lending, including authorisation, compliance and enforcement. She can advise on perimeter issues, ancillary activities such as credit broking and debt collecting, technical questions, (for example relating to interest rates and APRs) and enforceability risks. She has a long history of dealing with mis-selling claims, enforceability, unfairness and commission based challenges.
She also drafts and reviews suites of lending and hire documentation, including relating to novel lending products and tech based innovations. Kate deals with the full lifecycle of pre-contract, contract and post-contract loan and mortgage documentation, ensuring compliance with prescribed statutory information, statements and notices, FCA rules and guidance and unfair terms legislation.
regularly provides due diligence reports in the context of securitisations and debt sales. She also advises on and assists with regulatory investigations and enforcement activity, including self-reporting obligations. Experienced crisis manager for lenders and can assist with strategy and consumer redress issues, including bulk and group litigation.
FSLA
Encyclopaedia of Financial Services
Atkins Court Forms (Consumer Protection)
Skiing, painting, walking, golf.
Provided by Chambers
Kate Urell is a highly regarded junior, who regularly advises major financial institutions on consumer credit legislation. She is an expert in mis-selling, unfair terms and enforceability cases.
Provided by Chambers
Kate is very personable and great to work with. She sees all sides of the argument.
Kate's advice is clear and pragmatic.
Kate has excellent broad ranging experience that really benefits her practice.
Kate is very personable and great to work with. She sees all sides of the argument.
Kate's advice is clear and pragmatic.
Kate has excellent broad ranging experience that really benefits her practice.
