Chambers Review

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Consumer Finance - All Circuits

Spotlight

What the Team is Known For

Gough Square Chambers has a very strong reputation as a leading chambers in the consumer finance market, having specialised in the field since its inception. Members of the set act for the majority of the UK’s major banks and

are also instructed by government bodies (including HM Treasury, the FCA and the FSCS). They further advise and represent clients from a range of industries, including the motor and retail sectors. One interviewee describes the set as "the chambers for financial services disputes, much in demand by clients due to its barristers' specialised knowledge in this area." Recently, members appeared in Johnson v FirstRand Bank Ltd, a much publicised Supreme Court case with huge implications for consumer finance regulation.

Bob Weekes is the senior clerk.

Strengths

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Notable Practitioners

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Fred Philpott
Fred Philpott
Star Individuals

Fred Philpott is a consumer credit expert who has been advising clients on the Consumer Credit Act since its inception. He regularly assists on FCA issues and is recognised as an expert on consumer credit regulatory regimes.

Fred is very highly regarded and deserves his star ranking. He's quite the operator.

He has a long-standing, extraordinarily good reputation in this area and knows the practice area inside out.

Iain MacDonald
1
Iain MacDonald
1
Band 1

Iain MacDonald regularly advises clients on unfair commercial practices and consumer finance regulations. He is particularly experienced in handling allegations relating to the mis-selling of financial products, including insurance and investment products.

Iain is unflappable, good with clients and someone who understands the wider strategic issues in a case.

Iain is incredibly knowledgeable and instils great confidence when giving advice. He is very popular with clients and is often personally requested to work on complex issues.

Hugely experienced, he is calm, smooth and polished in court and always very well prepared.

Jonathan Kirk
1
Jonathan Kirk
1
Band 1

Jonathan Kirk KC is a celebrated consumer finance silk who is a regular in the High Court and Court of Appeal. He often advises on financial mis-selling and unfair relationship cases.

Jonathan stands out from the majority of other silks in the practice area. He has the clearest market credibility.

A leader in big-ticket consumer credit litigation and an advocate capable of dealing with the most complex issues.

Kate Urell
1
Kate Urell
1
Band 1

Kate Urell is a highly regarded junior who regularly advises major financial institutions on consumer credit legislation. She is an expert in mis-selling, unfair terms and enforceability cases.

Kate has excellent knowledge of the consumer credit regime. She has insight into the latest industry developments and is a persuasive advocate at trial.

Kate has deep knowledge and understanding of the difficulties and intricacies of this field. She is responsive, helpful and someone who brings commercial awareness and understanding to bear.

Lee Finch
1
Lee Finch
1
Band 1

Lee Finch is a strong junior who specialises in consumer finance work, particularly mis-selling litigation.

He is hard working, responsive and someone who has an excellent rapport with judges.

He is very user-friendly, pragmatic and really good at simplifying complex law.

Lee is well regarded by clients and is a go-to barrister for any complex matters. His is a relaxed and approachable attitude, and he offers advice which is concise and user-friendly.

Simon Popplewell
1
Simon Popplewell
1
Band 1

Simon Popplewell specialises in the civil aspects of consumer law, and has particular strength in consumer credit and financial services cases.

Simon is thorough in his approach, and his written work is excellent. His advocacy style is direct and effective.

Simon is a walking encyclopaedia on consumer credit.

Simon has a fantastic reputation and is forthright in his submissions. He is very effective, clear and helpful.

Bradley Say
2
Bradley Say
2
Band 2

Bradley Say specialises in consumer finance law and regularly advises clients on the Consumer Credit Act as well as unfair relationship cases.

Technically very good, highly approachable and always available as a sounding board.

Bradley has an incredible eye for detail.

2
Daniel Brayley
2
Band 2

Daniel Brayley is adept at both advising and representing clients in a wide range of consumer finance matters. His clients include both corporations and individuals, and he is particularly noted for his experience in the motor finance industry.

Daniel consistently achieves favourable results in what is an evolving area of law.

Daniel has a strong breadth and depth of knowledge and articulates arguments clearly and convincingly. He is very considerate and a great advocate.

Julian Gun Cuninghame
2
Julian Gun Cuninghame
2
Band 2

Julian Gun Cuninghame is an experienced junior who regularly advises clients on consumer credit matters, including mis-selling and unfair relationships.

He has a long-standing practice and a powerful advocacy style.

Julian has detailed knowledge of the legislation in this field.

A highly intellectual man who has a lot of wisdom and is very creative in his approach.

Robin Kingham
2
Robin Kingham
2
Band 2

Robin Kingham is a regulatory specialist who regularly advises firms and individuals on Consumer Credit Act matters and FCA issues.

Robin's advocacy is praised by clients, and he's very effective at unravelling cases via cross-examination. He is also approachable and very easy to work with.

Sabrina Goodchild
2
Sabrina Goodchild
2
Band 2

Sabrina Goodchild is developing a strong consumer finance practice to complement a well-regarded consumer law practice. She regularly advises banks and financial institutions on regulatory compliance and mis-selling claims, particularly those relating to insurance and timeshare products.

Sabrina is fantastically knowledgeable and gets great results.

Sabrina is quick to understand the facts of a case, very articulate and someone who is able to convey key matters effectively.

Stephen Neville
2
Stephen Neville
2
Band 2

Stephen Neville is a noted junior who advises financial institutions on FCA Handbook issues as well as consumer credit matters. He has particular expertise in regulatory compliance.

Stephen always provides sensible and clear advice on regulatory issues, as well as commercially minded responses to our questions.

Stephen has an excellent track record of wins in motor finance cases and is very knowledgeable in all matters regarding consumer finance.

Ranked Barristers at
Gough Square Chambers

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Filter by
Band

Silks (KC)

All Circuits

Consumer Finance

Jonathan Kirk KC
1
Jonathan Kirk KC
1
Band 1

Juniors

All Circuits

Consumer Finance

Fred Philpott
Fred Philpott
Star Individuals
Iain MacDonald
1
Iain MacDonald
1
Band 1
Kate Urell
1
Kate Urell
1
Band 1
Lee Finch
1
Lee Finch
1
Band 1
Simon Popplewell
1
Simon Popplewell
1
Band 1
Bradley Say
2
Bradley Say
2
Band 2
2
Daniel Brayley
2
Band 2
Julian Gun Cuninghame
2
Julian Gun Cuninghame
2
Band 2
Robin Kingham
2
Robin Kingham
2
Band 2
Sabrina Goodchild
2
Sabrina Goodchild
2
Band 2
Stephen Neville
2
Stephen Neville
2
Band 2