Jingyi Lu

Practice Areas

Financial Products & Trusts, Debt Restructuring & Non-performing Assets, Investment/M&A & Corporate Governance

Professional Memberships

Expert, Banking Credit Assets Registration and Circulation Center Archival Examination Committee

Supervisor, Wafer Foundation (www.DAF-charity.org.cn)

Personal

Jingyi Lu provides legal services in the areas of securitization, REITs, structured finance, and asset management. Mr. Lu has accumulated a wealth of practice experience in the areas of credit asset securitisation, enterprise securitisation, asset-backed notes, credit assets circulation, and privately offered trust. The scope of underlying assets of those projects he handled is broad, including corporate loan, residential mortgage loan, auto loan, credit card, non-performing loan, commercial real estate, highway, finance leasing assets, corporate receivables, various right of charge, among others. His main clients include state-owned commercial banks, joint-stock banks, urban commercial banks, AMC, automotive finance companies, top securities companies, trust companies, etc. Since 2020, Mr. Lu has also participated in the filing and offering of the domestic REITs, and the scope of underlying assets included highway, ,industrial park, wind power, photovoltaics, hydro power, etc.

Mr. Lu was ranked in Chambers Greater China Region 2022, and Asia-Pacific for the year of 2016-2021 (Capital Markets: Securitisation and Financial Derivatives).

Work Highlights

1.Asset Securitization Area

(1)Enterprise Asset Securitization

• Far Eastern Financial Leasing：Far Eastern Financial Leasing Special Asset Management Program-2, Far Eastern Financial Leasing Special Asset Management Program-3, Far Eastern Hongxin (Tianjin) Asset-backed Special Program-3, Far Eastern Asset-backed Special Program-4

• Xingzhengziguan-China First Metallurgical 2014-1 Receivables-backed Special Program

• China First Metallurgical Gusaoshu Road Receivables-backed Special Program

• Guojunziguan Hengxin Asset-backed Special Program-1, -2, -3

• China Universal Financial Leasing Asset-backed Special Program

• CPI Ronghe Financial Leasing Asset-backed Special Program-1

• China Railway Financial Leasing Asset-backed Special Program-1

• Pingan International Financial Leasing Asset-backed Special Program-1

• Yangzhou State Guest House Trust Beneficial Rights-backed Special Program

• Jianghai Financial Leasing 2016-1 Asset-backed Special Program

• Shanghai Industrial Financial Leasing Asset-backed Special Program-1

• Shangyin Fangzheng CITIC Futong Financial Leasing Asset-backed Special Program-1

• Xuri 2016 Asset-backed Special Program

• Western Securities Weibangzhongji Factoring Asset-backed Special Program

• Oriental Network Trust Beneficial Rights-backed Special Program

• Huijin Yangguang Life Insurance Policy Loan Asset-backed Special Program

• North United Power Asset-backed Special Program

• Vanke Songhua Lake Trust Beneficial Rights-backed Special Program （Securities Lawyers）

• Huataiziguan-China Asset Leasing Asset-backed Special Program-1

• CITICS-Thaihot Group Musheng Long-term Rental Apartment Series Asset-backed Special Program（Shelf Offering）

• Jiantouhuiyu-Souhou Guanhua Road Asset-backed Special ProgramLuneng Group-Yingda Securities-Jinan Guihe Commercial Real Estate Asset-backed Special Program

• Bohaihuijin-YanGo Fuzhou Yangguangtiandi Asset-backed Special Program

• GSUM FUND-Zheshangziguan-Huhangyonghuihang Expressway Asset-backed Special Program

• CICC-Puluosi Financial Leasing Asset-backed Special Program-1

• Huataiziguan-Tongcheng Supply Chain Factoring Claims Asset-backed Special Program-1

• Anji Financial Leasing Asset-backed Special Program-2,-3,-4,-5

• China Orient Xuri Series Asset-backed Special Program

• China Orient Xinrong-Xinan Series Asset-backed Special Program

• Zhongshan-Jiazhaoye Housing Balance Payment Asset-backed Special Program-1

• Deppon -Geely Holding Group Smart Financial Leasing Asset-backed Special Program-1

• Guangfahengjin-Guangzhou Port Group Asset-backed Special Program

• Wanlian-Guangzhou Development Zone Investment Group Asset-backed Special Program

• Pingan Securities-Mengniu Diary Receivables-backed Special Program-1-20（Shelf Offering）

• Luneng Group-CICC- Shanghai Edition Hotel Asset-backed Special Program

• CITIC-Sany Group Intelligence Manufacturing Receivables-backed Special Program-1-20（Shelf Offering）

• CITIC-Sany Group Intelligence Manufacturing Receivables-backed Special Program-1,-2,-3,-4

• Pingan Securities- Pingan Life Insurance Policy Loan No.1 Asset-backed Special Program-1

• CITICS-Pingan Life Insurance Policy Loan No.1 Asset-backed Special Program-1

(2)REITs

• Huaxia-Yuexiu Expressway Closed Infrastructure Securities Investment Fund （REITs）

• Jianxin Zhongguancun Industrial Park Closed Infrastructure Securities Investment Fund

(3)Asset-backed Notes（ABN）& Asset-backed Commercial Paper（ABCP）

• Tianjin Real Estate Trust Group ABN

• Far Eastern Financial Leasing 2016-1 Trust ABN

• Tianjin Tasly Pharmaceutical Group 2018-1 ABN

• Zhejiang Wisdom Leasing 2019-1 ABN,2019-2 ABN

• Xuzhou XCMG Automobile Manufacturing 2020-1 ABN

• Shanghai Jinyang Commercial Factoring Datong Coal Mine Supply Chain 2020 -1 ABCP

• Shanghai Jinyang commercial factoring Datong Coal Mine Supply Chain 2020-1 ABN,2020-2 ABN

• Yueda Financial Leasing 2020 ABCP

• Shenghe(Shenzhen) Commercial Factorig Dongrun 2020-1 Directional ABN(Notice of Acceptance of Registration was Otained on October 30, 2020)

• China Enterprise Cloud Chain(Shenzhen)Commercial Factoring XCMG Guanglian Leasing 2021-1 Directional ABCP,2021-2 Directional ABCP

• Rongxin Tongda(Tianjin)Commercial Factoring Trinity Golden Ticket 2021-1 Directional ABCP, 2021-2 Directional ABCP, 2021-3 Directional ABCP,

• Rongxin Tongda(Tianjin)Commercial Factoring Trinity Golden Ticket No.2 2021-1 Directional ABCP, 2021-2 Directional ABCP

• Anji Financial Leasing 2022-1 Directional ABN

(4)Collateralized Loan Obligations(CLO)

• China Development Bank: Kai Yuan 2012-1 CLO

• Industrial and Commercial Bank of China: Gong Yuan 2013-1 CLO, Gong Yuan 2014-1 CLO, Gong Yuan 2015-2 CLO, Gong Yuan Zhi Yuan 2018-1 CLO

• China Construction Bank: Jian Yuan Fei Chi 2018-1 CLO, Fei Chi Jian Rong2018-1 CLO, Fei Chi Jian Rong2018-3 CLO, Fei Chi Jian Rong 2018-5 CLO

• Bank of China: Zhong Yin 2012-1 CLO, Zhong Yin 2014-1 CLO, Zhong Yin 2015-1 CLO

• Bank of Communications: Jiao Yin 2012-1 CLO, Jiao Yin 2014-1 CLO

• China Merchants Bank: 2014-2 CLO, 2014-3 CLO

• China Guangfa Bank：Qi Yuan 2016-1 CLO

• China Great Wall Asset Management Corporation: Chang Yuan 2014-1 CLO

• Bank of Hebei: Ji Yuan 2014-1 CLO

• Huarong Xiangjiang Bank: Xiang Yuan 2014-1 CLO

• Guilin Bank: Gui Yuan 2015-1 CLO, Jin Ju 2015 CLO,, Jin Ju 2016 CLO,Jin Ju 2017 CLO

• Xiamen Rural Commercial Bank: Pu Ying 2015-1 CLO

• Qilu Bank: Quan Rong 2017-1 CLO

• Huishang Bank: An Yuan 2020-1 CLO

(5)RMBS

• Industrial and Commercial Bank of China: ICBC 2017-3 RMBS, Gong Yuan 2018-1 RMBS, Gong Yuan 2018-4 RMBS, Gong Yuan 2018-7 RMBS, Gong Yuan 2018-9 RMBS,

• Gong Yuan 2018-11 RMBS, Gong Yuan An Ju 2018-2 RMBS, Gong Yuan An Ju 2018-4 RMBS, Gong Yuan Yi Ju 2019-4 RMBS, Gong Yuan Yi Ju 2019-6 RMBS, Gong Yuan Yi Ju 2019-7 RMBS, Gong Yuan Yi Ju 2020-2 RMBS, Gong Yuan Le Ju 2020-1 RMBS, Gong Yuan Le Ju 2020-3 RMBS, Gong Yuan Le Ju 2021-1 RMBS, Gong Yuan Le Ju 2021-5 RMBS, Gong Yuan Le Ju 2021-6 RMBS

• China Construction Bank: Jian Yuan 2015-2 RMBS, Jian Yuan 2016-1 RMBS,Jian Yuan 2016-2 RMBS

• Bank of China: Zhong Ying 2015-2 RMBS, Zhong Ying 2016-1 RMBS, Zhong Ying 2017-1 RMBS, Zhong Ying Wan Jia 2021-5 RMBS.

• China Merchants Bank: Zhao Yuan 2015-1 RMBS, He Jia 2015-1 RMBS

• Postal Savings Bank of China: You Yuan 2014-1 RMBS, Jia Mei 2016-1 RMBS, You Yuan Jia He 2019-1 RMBS, You Yuan Jia He 2020-1 RMBS, You Yuan Jia He 2021-1 RMBS,

• You Yuan Jia He 2021-2 RMBS

• Hua Xia Bank: Long Ju 2017-1 RMBS

• Bank of Jiangsu: Rong Xiang 2019-1 RMBS, Rong Xiang 2019-2 RMBS, Rong Xiang 2019-3 RMBS, Rong Xiang 2020-1 RMBS, Rong Xiang 2020-2 RMBS

• Huishang Bank: Chuang Ying 2019-1 RMBS

(6)Auto Loan

• Gac Huili Auto Finance: Hui Tong 2018-1 Auto Loan, Hui Tong 2018-2 Auto Loan, Hui Tong 2018-3 Auto Loan, Hui Tong 2019-1 Auto Loan, Hui Ju Tong 2019-1 Auto Loan, Hui Ju Tong 2020-1 Auto Loan, Hui Ju Tong 2020-2 Auto Loan, Hui Ju Tong 2021-1 Auto Loan, Hui Ju Tong 2021-2 Auto Loan, Hui Ju Tong 2022-1 Auto Loan

• Ping An Bank: An Xing 2018-1 Auto Loan, An Xing 2019-1 Auto Loan

• Dongfeng Motor Finance: He Zhong 2019-1 Auto Loan

• China Construction Bank: Jian You 2018-1 Auto Installment Loan

• Tianjin Great Wall Binyin Automotive Finance: Chang Ying 2019-1Auto Loan(Securities Lawyers),Chang Ying 2019-2 Auto Loan, Chang Ying 2019-3 Auto Loan, Chang Ying 2020-1 Auto Loan, Chang Ying 2020-2 Auto Loan, Chang Ying 2021-1 Auto Loan, Chang Ying 2021-2 Auto Loan, Chang Ying 2021-3 Auto Loan,Chang Ying 2021-4 Auto Loan, Chang Ying 2022-1 Auto Loan

• Changan Auto Finance: Chang Rong 2019-1 Auto Loan, Chang Rong 2019-2 Auto Loan, Chang Rong 2020-1 Auto Loan, Chang Rong 2021-1 Auto Loan

Jingyi Lu’s bio can be found here: https://en.zhonglun.com/team/lujingyi.html

Languages Spoken

Chinese

English

Experience

Partner, Zhong Lun Law Firm, 2008 to Present

Expert in these Jurisdictions

PRC Bar