Cybil Abrao

Practice Areas

Financial Services

Commercial & Corporate Finance

Commercial Real Estate Finance

Career

Seamlessly connecting to stakeholders across a diverse client base, Cybil uses her law credentials and substantial business experience to represent financial institutions in all aspects of financial transactions. She has successfully led syndicated and single-lender deals and secured and unsecured transactions across various financial and real estate categories, including commercial loan origination, structuring, syndication and participation, debt restructuring, defaulted loan workouts, foreclosures, and portfolio loans. Her longstanding client relationships help her provide strategy and efficiencies and tailor solutions that meet their goals.

Strategic in thought and collaborative in execution, Cybil has represented regional and national lending institutions and credit unions in all aspects of financial transactions. She has counseled global investment banks, underwriters, and collateral managers in the issuance of a variety of sophisticated structured finance and securitization vehicles, including CMBS, RMBS, and CRE-CDO transactions. Recent clients include a Midwest bank with over $5 billion in assets and a not-for-profit financial institution serving 280,000+ members and providing financial guidance and affordable financial services.

Cybil is licensed to practice law in North Carolina and Florida. She received her J.D. from the University of North Carolina School of Law and her B.S. from Iowa State University.

Professional Memberships

University of North Carolina School of Law Center for Banking and Finance, Advisory Board Member

Urban Land Institute, CREW

WLI Advisory Board Member

Experience

Represented financial institutions in closing of over $700 million in new multifamily construction loan facilities.

Assisted financial institution client with drafting and updating construction loan documents for syndicated real estate financings.

Advised lending clients in over $500 million of construction project financings involving retail, office, and industrial space.

Lead counsel to administrative agent and lead arranger in analyzing and amending $100 million syndicated credit facility for a home builder and developer in connection with a defaulting lender.

Lead counsel for administrative agent and lead arranger in a $400 million syndicated revolving credit facility for a national REIT secured by a portfolio of office properties.

Represented administrative agent and joint lead arranger in modifying a $500 million secured syndicated credit facility for a national home builder arising from deteriorating financial performance.

Represented administrative agent and lead arranger in syndicated corporate loan facilities in excess of $1.2 billion.

Represented financial institution in resolution of defaulted builder lines in excess of $100 million.

Represented administrative agent and collateral agent in restructuring, and subsequently foreclosing on, residential condominium project securing an $81 million syndicated credit facility.

Awards

Education