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Ballard Spahr LLP
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Banking & Finance

About

Provided by Ballard Spahr LLP

Our Consumer Financial Services (CFS) Group is nationally recognized for counselling our banking and other clients on a wide range of consumer financial issues and products. We represent dozens of clients who have faced complex CFPB and other agency regulatory, supervisory and enforcement matters. We are also known for:

-Cutting-edge knowledge of privacy, cybersecurity, big data, artificial intelligence, and unparalleled experience in representation of payment systems and other fintech firms

-Representation of private equity firms, investment bankers and other professional investors in conducting regulatory due diligence in transactions with CFS companies

-Proactive approaches to helping clients avoid litigation, like the use of arbitration which we pioneered

-Broad knowledge of the rapidly changing statutes and regulations that govern the entire CFS industry, including mortgage banking

-Our breadth of knowledge and expertise about state licensing laws

-How to develop new online state-of-the art products and services, like “buy-know, pay-later,” “earned wage access,” and “income share agreements” which are compliant with all applicable laws


Our Commercial Finance Group represents a broad range of clients in the lending, borrowing, and arranging of capital through varied deal structures and project types. The Group is highly attuned to supporting our clients’ objectives and providing value-added services in today’s ever-changing and competitive business environment.  

Chambers Review

Provided by Chambers

Banking & Finance - Pennsylvania: Philadelphia & Surrounds

1
Band 1

What the Team is Known For

Ballard Spahr has an excellent team with a deep bench of attorneys who handle sophisticated regulatory and transactional work. The team provides wide-ranging expertise in consumer finance protection, litigation avoidance and technology-related legal issues. It also offers counsel on syndications and multiparticipant financings, ESOP financing and workouts of troubled loans. Also, the firm is a strong choice for healthcare lending. It is experienced in representing single-bank and multibank transactions and drafting commercial loan documentation. The group has a growing practice advising on fintech and other non-traditional lending platforms, with particular strength in marketplace lending.

Work Highlights

  • Ballard Spahr represented the administrative agent and lead lender, Citizens Bank, in a syndicated senior credit facility to a leading logistics company.

Strengths

Provided by Chambers

Ballard always provides top tier service.

Banking & Finance respondent
USA

Ballard Spahr is the leading firm in the space. Its subject matter knowledge gives them an expertise unmatched by other firms.

Banking & Finance respondent
USA

Ballard lawyers are consistently pragmatic business people along with being talented counsel. This helps us deliver reasonable solutions to our clients.

Banking & Finance respondent
USA

Ballard Spahr continues to be a premier thought leader, providing outstanding solutions.

Banking & Finance respondent
USA

Notable Practitioners

Provided by Chambers

Alan S Kaplinsky
1
Alan S Kaplinsky
1
Band 1
Alan Kaplinsky maintains an excellent reputation for his work representing financial services sector clients. He often advises on regulatory proceedings and related CFPB-led investigation matters.

He's a very, very knowledgeable lawyer and very competent. He manages a lot of blogs and drives the conversation in various regulatory issues.

A dean of the industry.

Alan remains the very best in the business.

He's a recognized expert in the field of consumer credit. He has a wealth of knowledge, history and relevant relationships. It’s not an overstatement to say that he's an institution in the industry.

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Richard S Perelman
1
Richard S Perelman
1
Band 1

Richard Perelman maintains a longstanding practice advising clients on a range of complex lending transactions. He is experienced across a range of financings, including acquisition, joint venture and public finance.

Rich is a strong and valued deal attorney with significant experience in an array of situations. He is a valued partner of ours and always brings a commercial mindset to help solve complex issues.

Richard is a strong partner who always delivers a great work product.

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John L. Culhane, Jr.
2
John L. Culhane, Jr.
2
Band 2
John Culhane often handles regulatory investigations into various lending matters involving mortgage and student lending. His expertise also extends to due diligence and CFPB investigations.

John is an arbitration guru and up-to-date on the latest developments.

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Maulin Vidwans
2
Maulin Vidwans
2
Band 2
Maulin Vidwans maintains a multifaceted practice handling sophisticated financing matters for institutional lenders. Maulin is experienced at assisting his clients within international lending and refinance.

Maulin is a tremendous lawyer. His deep knowledge of financing transactions and excellent relationships in the industry are critical to our success.

He's always available to help us navigate complex issues and bring the right resources to bear.

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Steven M. Miller
2
Steven M. Miller
2
Band 2
Steven Miller is highly experienced in the representation of lenders in commercial loans and acquisition financing matters. He is adept at handling both domestic and cross-border financings.

Steve is a strong leader and relationship manager at the firm. He has helped us work through several key issues on complex deals.

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Jennifer Santangelo
3
Jennifer Santangelo
3
Band 3
Jennifer Santangelo brings over 25 years of experience in the banking and finance space to the team at Ballard Spahr. Her clients include high-profile domestic and international banks.

Jennifer is responsive and pragmatic.

Already a strong attorney, Jen never stops growing her expertise on many subject matters, further enhancing her abilities to support her clients.

Jennifer is a great lawyer who possesses deep industry knowledge and is well respected by all who work with her.

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Sandra Wintner
3
Sandra Wintner
3
Band 3

Sandra Wintner has a respected practice in the space. She is recognized for her lending capabilities, working regularly with well-known banking clients in international deals.

She is a responsive problem-solver and valuable partner.

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Ranked Lawyers at
Ballard Spahr LLP

Provided by Chambers
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Band

Pennsylvania

Banking & Finance: Mainly Regulatory
Alan S Kaplinsky
1
Alan S Kaplinsky
1
Band 1
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John L. Culhane, Jr.
2
John L. Culhane, Jr.
2
Band 2
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Pennsylvania: Philadelphia & Surrounds

Banking & Finance
Richard S Perelman
1
Richard S Perelman
1
Band 1
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Maulin Vidwans
2
Maulin Vidwans
2
Band 2
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Steven M. Miller
2
Steven M. Miller
2
Band 2
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Jennifer Santangelo
3
Jennifer Santangelo
3
Band 3
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Sandra Wintner
3
Sandra Wintner
3
Band 3
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