LAWYER PROFILE

Vicky Kells

UK 2026

Clarke Willmott LLP

Ranked in 3 practice areas

Social Housing

Wales

6 years ranked

Social Housing: Finance

UK-wide

8 years ranked

Real Estate

Wales

2 years ranked

About

Provided by Clarke Willmott LLP

UK

Practice Areas

Vicky is a partner in our Commercial Property team leading a team particularly specialising in secured lending, within the affordable housing sector.

Vicky has extensive experience of working with housing associations, including large national RPs and Welsh RSLs. Other clients include UK clearing banks, building societies, security trustees and private placement investors.

Chambers Review

Provided by Chambers

Chambers Guide to the Legal Profession

Social Housing - Wales

Band 1

Individual Editorial

Vicky Kells is head of the Cardiff office in addition to being the national head of social housing finance at Clarke Willmott. She regularly advises registered providers and lenders on corporate restructuring, due diligence and credit facility matters.

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Social Housing: Finance - UK-wide

Band 2

Individual Editorial

Vicky Kells routinely advises housing associations and lenders on revolving credit facilities and property charging, as well as securities matters arising out of private placements.

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Real Estate - Wales

Band 3

Individual Editorial

Vicky Kells is a seasoned real estate lawyer who has handled all manner of transactions, agreements and exercises in the field. She is particularly experienced with regard to matters concerning secured lending and social housing, public and third sector funding.

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Strengths

Provided by Chambers

Vicky Kells is always mindful of the needs of the client and works to positively support the client through the process. She has a wealth of knowledge and a strong commercial perspective.
Social HousingChambers Guide to the Legal Profession
She is extremely knowledgeable of lender requirements and current practices.
Social HousingChambers Guide to the Legal Profession
Vicky is very approachable and very much at the top of her game.
Social Housing: FinanceChambers Guide to the Legal Profession
Vicky is considered to be an expert in her field; she is very knowledgeable.
Social Housing: FinanceChambers Guide to the Legal Profession
Vicky is a solid, reliable lawyer.
Real EstateChambers Guide to the Legal Profession