Susan Seaman

Career

Susan’s trusted, thoughtful advice helps banks and other financial services providers navigate the complex regulatory challenges with offering financial products to consumers and small businesses nationwide. She practices from Columbus, Ohio as a member of our virtual office, The Link.

Susan has an extensive background on banking, consumer financial services and small business funding including federal and multi-state compliance. She routinely advises depository and nondepository financial institutions, service providers, fintechs, and other companies. She helps clients understand federal and state laws that may regulate their credit, deposit, or payment products and works with clients to develop strategies for complying with these laws while achieving their business objectives.

Susan’s regulatory practice covers the full range of her clients’ operations from product offering to collections. She regularly engages in strategic planning, performs regulatory reviews of programs, conducts due diligence of vendors, reviews policies and procedures, aids in regulatory responses, and drafts and revises contracts, including credit documents, servicing agreements, program management agreements, and referral agreements. She also provides legal advice to in-house counsel and business unit leaders in connection with the development of new financial products and existing products. Susan has experience with complex, innovative financial products that are offered on a nationwide basis. Susan strives to provide timely, clear, and thoughtful advice to her clients.

Prior to joining Husch Blackwell, Susan acted as a secondee for a global New York bank. During her secondment, Susan advised various stakeholders on consumer regulatory matters in connection with new financing programs under development by the bank.

Susan frequently speaks and writes on a variety of banking and financial services topics, including small business funding, bank preemption, state regulatory developments, debt collection, UDAAP enforcement actions, vendor management, payments, and electronic communications in connection with financial services. She is a member of the governing committee of the Conference of Consumer Finance Law and of the Consumer Financial Services Committee of the American Bar Association’s Business Law Section.

Professional Memberships

American Bar Association, Business Law Section, Consumer Financial Services Committee

Conference on Consumer Finance Law