Jonice Gray

Jonice Gray is the chair of the Consumer Financial Services practice at Paul Hastings and is based in the firm’s Washington, D.C. office. She specializes in work with banks, non-bank financial institutions and other companies providing financial products and services. She works with many of the largest bank and non-bank financial institutions, emerging companies such as fintechs and retailers whose business operations include consumer and small business finance.

Jonice’s work is focused on representing corporate and individual clients in high-stakes legal proceedings, including matters initiated by state and federal regulators, private civil litigation, congressional investigations and internal investigations. Jonice also counsels clients on compliance with consumer protection laws. In addition, she focuses a substantial portion of her practice on representations involving escalated government examination matters, investigations and enforcement. In this capacity, she routinely provides strategic advice to senior corporate leaders, including Boards of Directors, as they navigate complex, and often unexpected, business and legal challenges.

She also has an active state regulatory and enforcement practice. She routinely represents clients in matters brought by State Attorneys General nationwide, including multi-state groups. She also represents clients before other state regulators such as the New York Department of Financial Services (NYDFS), the California Department of Financial Protection and Innovation (CA DFPI), the Illinois Department of Financial and Professional Regulation and other state banking and financial departments.

In addition, Jonice has an active federal practice, frequently representing institutions in matters initiated by the Federal Trade Commission (FTC), Department of Justice (DOJ), the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC), the Federal Housing Finance Agency (FHFA) and the Office of the Comptroller of the Currency (OCC). Many of these matters have been successfully closed without further action.

Jonice serves on the Board of Directors for the Legal Aid Society of D.C. She also serves on the Advisory Board for the Ron Brown Scholars Program.

• Former Chair, American Bar Association - Banking Law Committee

• Business Law Section Council, American Bar Association

• Executive Council, Federal Bar Association Banking Law Section

• Banking Editorial Board Member, Law360

• Regent, The American College of Consumer Financial Services Lawyers

• Executive Committee, Board of Directors, Legal Aid Society of D.C.

• Advisory Board, Ron Brown Scholars Program

• Member, Exchequer Club of Washington, D.C.

Yale University, JD

University of Virginia, BA (Phi Beta Kappa)