Haydn Richards

Practice Areas

Financial Services Licensing, Banking and Financial Services, Governmental Affairs, Approval, Compliance and Enforcement Support for HUD, FHA and GNMA Matters, Examinations, CIDS and Subpoenas, CFPB, Regulatory Compliance, Reverse Mortgages, Auto Finance, State Attorneys General and Regulators, Life Sciences, Small Dollar and Unsecured Consumer Lending, Commercial Lending

Career

Haydn counsels clients on CFPB compliance, as well as all aspects of the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act, financial services licensing matters and the Nationwide Multistate Licensing System & Registry (NMLS). He also supports companies relating to matters involving residential and commercial mortgage lenders, brokers, and servicers in both the forward mortgage and reverse mortgage industries; consumer finance companies; student loan companies; third-party loan fulfillment companies; and debt collectors.

Haydn has experience preparing multistate regulatory surveys regarding all aspects of regulatory compliance for mortgage companies and other settlement service providers. He regularly assists clients with internal and external compliance surveys, facilitates interaction with regulatory agencies, and assists with all aspects of state and federal audits, examinations and enforcement actions.

Haydn serves as the chair of the Industry Advisory Council of the American Association of Residential Mortgage Regulators (AARMR), and regularly interacts with state regulators on behalf of industry members.

Professional Memberships

American Bar Association; NMLS Industry Development Working Group (IDWG), NMLS Industry Advisory Council; American Association of Residential Mortgage Regulators (AARMR); Conference on Consumer Finance (CCFL)