Zunzunegui Abogados

Fernando Zunzunegui

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Practice Areas

■ Financial Services Regulation

■ Banking & Finance

■ Litigation

■ Fintech

■ Corporate Governance

■ Sustainable Finance

■ Bankruptcy

■ Regulatory Compliance

■ Consulting Services


Fernando Zunzunegui has more than 25 years’ experience in regulatory and financial counselling to financial institutions, government entities and investors.

He has been former Chairman and member of the European Commission’s Expert Forum of Financial Services Users, FIN-USE (Brussels, 2006-2009) and legal advisor at IBERCLEAR, the Spanish Central Securities Depository in charge of the Register and the Clearing & Settlement (1992-1996).

He holds a Cum Laude PhD in Banking Law (Universidad Autónoma de Madrid, 1981) and is currently professor of Financial Market Law and Corporate Governance Law at Universidad Carlos III of Madrid (where has been professor since 1992).


“Spain’s Implementation of PSD2”, PSD2 Commentary, Ed. Edward Elgar Publishing, 2020 [forthcoming].

“The Credit Debt Moratorium by COVID-19 as a Minimum Measure”, April 2020.

“Systematic and Conceptual Framework for Crowdfunding Regulation”, August 2019.

“Mortgage Credit”, Study requested by the European Parliament’s Committee on Economic and Monetary Affairs (ECON), June 2018.

“Digitalisation of Payment Services”, Ibero-American Institute for Law and Finance Working Paper No. 5/2018, October 2018.