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Band 3
Provided by Elizabeth Sale
Elizabeth is a partner in the Toronto office specializing in the regulation of financial institutions and other financial services providers, including banks, foreign banks, captive finance companies, payday lenders, insurance companies, trust companies, loan companies, participants in the payment card industry and fintechs.
She has particular expertise in both federal and provincial consumer protection and cost of borrowing legislation, including the application of these laws in the online environment, and routinely assists clients with their retail product offerings.
Elizabeth frequently assists vehicle and equipment lessors and financiers in developing and modernizing their customer-facing agreements (consumer and commercial) and provides advice on motor vehicle dealer legislation. She also provides advice on debt collection, credit reporting, unclaimed property, anti-money laundering, anti-terrorism financing and sanctions laws. Elizabeth was seconded to the retail banking group of a major Canadian bank in 2014.
Osgoode Hall Law School, LL.B.
Wesleyan University, B.A.
Bar Admission: Ontario, 2004
Canadian Finance and Leasing Association’s Women in Asset Financing Committee
Ontario Bar Association: Member of the Consumer Law Committee of the Business Law Section
Provided by Chambers
Toronto-based Elizabeth Sale has a significant presence in Canada's financial services regulation space. She has expertise in policy submissions and further experience concerning fintech queries and a broad range of insurance and product development matters.