Elizabeth Sale

Practice Areas

Elizabeth specializes in the regulation of financial institutions and other financial services providers, including banks, foreign banks, captive finance companies, payday lenders, insurance companies, trust companies, loan companies, participants in the payment card industry and fintechs. She has expertise in federal and provincial consumer protection and cost of borrowing legislation, including the application of these laws in the online environment, and routinely assists clients with their retail product offerings. Elizabeth assists vehicle and equipment lessors and financiers in developing and modernizing their customer-facing agreements and provides advice on motor vehicle dealer legislation. She also advises on debt collection, credit reporting, unclaimed property, anti-money laundering, anti-terrorism financing and sanctions laws.

Career

Elizabeth sits on the Policy Committee of the Canadian Lenders Association, providing regulatory insight to members on trends and developments in commercial and consumer lending.

Elizabeth was seconded to the retail banking group of a major Canadian bank in 2014.

Professional Memberships

Canadian Lenders Association, Policy Committee

Canadian Finance and Leasing Association’s Women in Asset Financing Committee

Ontario Bar Association: Member of the Consumer Law Committee of the Business Law Section

Publications

"Canada” chapter in International Banking Law & Regulation, Center for International Legal Studies, 2018.

Personal

Ontario, 2004

Osgoode Hall Law School, LL.B.

Wesleyan University, B.A.