Ganado Advocates

LuxSE and the EM3S (Euro MTF Specialist Securities Segment)

The Luxembourg Stock Exchange (“LuxSE”) announced the launch of the Euro MTF Specialist Securities Segment (“EM3S”).

Statutory prescription and procedural fairness in VAT enforcement

On 28 February, 2025, the Administrative Review Tribunal (the “Tribunal”) delivered its decision in XXX v Kummissarju tat-Taxxa u Dwana (Rikors No. 5/2018 SG), which concerned a demand issued by the Commissioner for Tax and Customs (the “Commissioner”) against the Appellant for unpaid Value Added...

Malta’s first pre-insolvency proceedings: Key takeaways

Following a Court application filed by Skillpro Malta Ltd (the “Company”), on the 26th February 2025 the Civil Court Commercial Section (the “Court”) acceded to the Company’s request to enter the preventative restructuring procedure as set out in the Pre-Insolvency Act (Chapter 631 of the laws of...

Malta M&A Watch – Malta’s Companies Act proposed amendments

How the new regulations could impact foreign direct investment & mergers and acquisitions.

Fund Management in Malta

Ganado Advocates has contributed to the 2025 Malta chapter edition of Lexology Panoramic – Fund Management.

The Motor Insurance Directive and Compensation Funds

Amendments to Maltese law and European developments.

Ganado Advocates announces two partnership promotions

Ganado Advocates is pleased to announce the appointment of Lorraine Poole and Robert Taylor-East as new Partners within the firm’s banking and finance practice and corporate finance and tax practice, respectively.

Breaking Barriers: The European Accessibility Act

The European Accessibility Act (“EAA”), formally known as Directive (EU) 2019/882 (and the Maltese transposition through the “Accessibility Measures (European Accessibility Act) Regulations” – S.L. 627.03), is set to significantly transform the digital and consumer landscape across the European...

Auto-enrolment occupational pension regime: What will this mean for employers?

Recent launch of public consultation on the proposed introduction of an auto-enrolment occupational pension regime in Malta.

No excuses for substandard work

In a recent judgment delivered on the 6 June 2025, the First Hall Civil Court (the “FHCC”), in the case Raymond Azzopardi (the “Claimant”) vs Adrian Borg (the “Respondent”) presided by Madame Justice Audrey Demicoli, considered the legal obligations of contractors concerning the standard of skill...

Shipping – Malta: The introduction of a security interest in finance lease transactions

Ganado Advocates is the author of the 2025 Marine Money International chapter on shipping in Malta (Q2, volume 41, number 2).

Understanding the Proposed Critical Medicines Act

A step forward in securing Europe’s medicine supply.

The Artificial Intelligence Act and insurance sector overview: Where are we so far?

The Regulation (EU) 2024/1689 (AI Act), published in July 2024, applies across all sectors, including insurance.

Strengthening Oversight and Innovation in Malta’s Insurance Sector

An overview of the MFSA 2024 Annual Report

EBA's opinion on PSD2 and MiCA: Path for CASPs who provide services in relation to EMTs

On 10 June 2025, the European Banking Authority (“EBA”) published its long-awaited Opinion[1] on how the existing second Payment Services Directive (“PSD2”) interacts with the Markets in Crypto-Assets Regulation (“MiCA”), in the context of electronic money tokens (“EMTs”)...

MFSA publishes observations from inspections with investment services providers

The Malta Financial Services Authority (“MFSA”) has published a Dear CEO letter addressed to all chief executive officers and compliance officers of ‘persons professionally arranging or executing transactions’, particularly to investment services providers.

Chambers Global Practice Guide – Artificial Intelligence 2025

Ganado Advocates is the author of the Malta chapter in the Chambers Global Practice Guide 2025 on Artificial Intelligence (AI).

ESMA final reports on amendments to the Prospectus Regulation and Civil Prospectus Liability

The European Securities and Markets Authority (“ESMA”), the EU’s financial markets regulator and supervisor, has today released its final reports on the Prospectus Regulation and on civil prospectus liability.

Publication of Luxembourg’s 2025 National Risk Assessment

Luxembourg’s National Prevention Committee on money laundering and financing of terrorism (“NPC”) has published a revised version of Luxembourg’s National Risk Assessment which was prepared under the direction of the Ministry of Justice in Luxembourg and approved by the NPC on 28th April 2025...

Lexology Panoramic – Trademarks guide 2025

Ganado Advocates is the author of the Malta chapter in Lexology Panoramic – Trademarks guide, 2025 edition.

Lexology Panoramic – Restructuring and Insolvency guide 2025

Ganado Advocates has contributed to the Malta chapter in the 2025 edition of Lexology Panoramic – Restructuring and Insolvency guide.

Cross-Border Wars: CJEU clarifies jurisdiction rules in BSH v. Electrolux

On 25 February 2025, the Court of Justice of the European Union (CJEU) issued a pivotal ruling in BSH Hausgeräte GmbH v. Electrolux AB (Case C-339/22), addressing jurisdictional issues in cross-border patent litigation.

Renewable Energy in Malta 2025

Ganado Advocates has contributed to the Malta Chapter of the 4th edition of the Legal 500 Renewable Energy Comparative Guide.

Acceleration Clauses in Personal Loan Agreements in the context of the Unfair Terms Directive

The general provisions found under Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (the “Unfair Terms Directive”), which is aimed at safeguarding consumer rights in contracts with suppliers, have often been analysed and supplemented by judgments of the Court of...

ID-DRITT XXXV – Clean titles & cross-border conflicts: Resolving the international effects of judici

In today’s rapidly evolving global economy, ships are identified as key industry players by virtue of their day-to-day cross-border voyages making them one of the most essential and volatile economic units.

MFSA amendments to FIR/02 and FIR/03: Participation in payment systems and DORA alignment

The Malta Financial Services Authority (“MFSA”) has revised Chapter 2 of the Financial Institutions Rulebook (“FIR/02”) and Chapter 3 of the Financial Institutions Rulebook (“FIR/03”) to reflect recent regulatory developments at European level.

ID-DRITT XXXV – Procedural requirements for counterclaims under the ICSID Convention: Consent and co

A counterclaim is an independent claim made by a respondent party against a claimant, which reacts and is incidental to the original claim, while also having an objective which extends beyond the mere dismissal of that original claim.1

Key amendments to the Maritime Labour Convention: Strengthening protections for seafarers

The most recent amendments to the Maritime Labour Convention (MLC) of 2006, represent a significant step in strengthening the rights and welfare of seafarers.

Small Initiatives Support Scheme renewed with €180,000 budget for 2026 projects

The Small Initiatives Support Scheme (SIS), a key funding mechanism for voluntary organisations, has been renewed for another year.

Arbitration in Malta: Court balances procedure, legislative intent and party autonomy

On 28 April 2025, the Court of Magistrates, presided over by Magistrate Dr Victor G. Axiak, delivered a partial judgment in the case of Nigel Scerri and Ennessee Ltd v. SR Environmental Solutions Ltd.