FinTech Guide 2026 : Malta
Ranked Individuals
Provided by Ganado Advocates
Ganado Advocates has recognised technology as being the main disrupting factor for the financial services regulatory sector and has invested in being prepared for the fintech projects taking place in banking, payments, investments and insurance. With a staff complement of over 40 professionals focusing on financial services, the firm focuses extensively on specialisation in each of its sub-sectors. For this reason, the firm is well placed to assist existing clients who wish to launch a fintech and new ones seeking authorisation.
Ganado Advocates has been very active in assisting digital banks, payment institutions and electronic money institutions with all regulatory requirements as well as all aspects of their day to day needs including employment, outsourcing, consumer legislation and AML compliance obligations. The firm has assisted a number of companies with PSD 2 preparation and ensuring compliance with the various regulatory technical standards being issued on an ongoing basis. The firm has also been involved in a number of crowdfunding initiatives, assisting clients with the use of technology for their processes.
The firm is at the forefront of fintech and blockchain developments, working closely with regulatory entities and industry leaders to become fully equipped with legal knowledge in this sphere. The team has been active within the area from its early days and has since been assisting clients with blockchain based projects and cryptocurrency enquiries.
Provided by Chambers
Ganado Advocates has a pre-eminent reputation in the Maltese legal industry for its expertise in blockchain and cryptocurrency matters. The firm has additional capability in the payments sector and advises on crowdfunding issues.
Provided by Chambers
I have worked with law firms all over the world. There is none better than Ganado for payments and banking. They are smart, practical and know exactly what regulators need to see and hear.
Ganado is probably the best in Malta, particularly for crypto.
Ganado had an excellent understanding of our business and demonstrated strong commercial awareness, quickly grasping both the industry-specific and operational aspects of our work.
Provided by Chambers
Max Ganado is an expert in blockchain and cryptocurrency legal work. He has worked closely with Maltese regulators to develop and draft the laws on distributed ledger technology.
A brilliant thinker, Max has quite a strong academic background and he knows how to bring it into practice.
Leonard Bonello is a banking and finance lawyer who often acts for FinTech and blockchain projects. He also advises financial institutions on FinTech transactions.
Leonard Bonello is highly capable and distinguished by his deep expertise, practical approach and the way he effectively leads his team.
Leonard Bonello is highly professional, responsive and very understanding. His expertise and specialisation in financial services are top-notch.
James Debono is an associate specialising in financial services regulation. He has particular expertise in FinTech, crowdfunding and blockchain.
James Debono is very knowledgeable in this sector and proficient in FinTech. He is very proactive.
FinTech Legal
Head of FinTech Legal
FinTech Legal
Provided by Ganado Advocates
Max Ganado
View profile of Max GanadoJames Debono
View profile of James Debono
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