Zul Rafique & Partners

Banking & Finance Department

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ZUL RAFIQUE & partners’ award-winning Banking & Finance practice group comprises a dedicated team of lawyers with extensive experience and expertise in domestic and international financing transactions covering both conventional and Islamic financing. This expertise enables us to advice on all the relevant aspects of a financing transaction in a cost effective and efficient manner.

Our vision together with our proactive methods of resolving issues of our clients have garnered us several awards conferred by various business and legal publishing houses.

We also play an important part in the development of the financing and debt capital market and are frequently consulted by clients to provide advice on new innovative products and financing structures. Our extensive experience allows us to stay in the forefront of new developments and to continue to offer our clients the best possible service.


Banking & Finance

  • Acquisition and leveraged finance
  • Asset finance
  • Corporate debt rescheduling
  • Cross border finance
  • Debt capital markets
  • Domestic and offshore syndication
  • Offshore lending
  • Islamic finance
  • International issuance of debt instruments
  • Project finance
  • Real estate finance
  • Securitisation
  • Structured trade and commodity finance
  • Sukuk issuance

Debt Capital Markets

  • Sukuk issuance
  • Medium Term Notes Programme
  • Commercial Papers Programme
  • Bonds Issuance
  • Foreign issuances
  • Asset-Backed Securitisation
  • Tier 1 and Tier 2 Bank Capital Issuances
  • Perpetual Sukuk/bonds


Loh, Mei Mei (Head of Department)

Chan, Kwan Hoe

Kung, Suan Im

Ramaya, Ashela

Rangithan, Celine


Affin Group

Astro Malaysia Holdings Berhad

Bank Islam Malaysia Berhad

Bank Kerjasama Rakyat Malaysia

Bank of China (Malaysia) Berhad

CIMB Bank Group

Genting Berhad

HSBC Group

Maxis Berhad

Maybank Group

Measat Satelite Systems Sdn Bhd

MIDF Group

OCBC Group

RHB Group

Standard Chartered Bank Group



Financial Services

Articles, Highlights and Press Releases

Total 2 Articles, Highlights and Press Releases

Advice on the Establishment and Issuance by Semangkuk 2 Berhad of MTN under MTN Programme of MYR5b

Suan Im Kung, Mei Mei Loh, Ashela Ramaya, Celine Rangithan, Chan Kwan Hoe

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Project Financing of MYR1 Billion for the Development of the Water Supply Scheme

Suan Im Kung, Mei Mei Loh, Ashela Ramaya, Celine Rangithan, Chan Kwan Hoe

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