Department profile
COBALT

FinTech Legal

FinTech Guide 2026 : Estonia


COBALT

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Chambers Review

Provided by Chambers

FinTech Legal - Estonia

Band 2

Band 2


What the Team is Known For

COBALT is a pan-Baltic firm with a particularly strong presence in Estonia. The firm's banking and finance practice is known for handling complex FinTech financial regulatory matters, venture capital investments into FinTech companies, and licensing and registration.

Strengths

COBALT's team is experienced and very detailed.

COBALT's lawyers are clear in their advice and really straight to the point. They really understand the crypto industry.

Work Highlights

COBALT assisted Webull Pay in planning for a MiCA and e-money institution licence.

Notable practitioners
Monika Koolmeister
Monika Koolmeister co-chairs COBALT's banking and finance practice, and is an experienced adviser on FinTech matters. Koolmeister regularly advises FinTech clients on VASP licensing matters.

Monika is straight to the point and an expert on the subject matter.

Monkia is really approachable. She thinks about how to match clients' and customers' interests, and how to really help them.

Monika is probably the most reliable attorney I know. If we have an impossible deadline, there is no one who can get it done like Monkia.


Kristel Raidla-Talur

Kristel Raidla-Talur co-chairs COBALT's mergers and acquisitions practice, and regularly advises clients in the FinTech industry on venture capital investments and financial regulatory matters. Raidla-Talur often advises on applications for operating licences.

Kristel inspires trust and maintains a strong focus on delivering results-oriented solutions, all while keeping a cool head and collaborating as a true partner.

Kirstel is focused on finding solutions, and she gives rapid answers.

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Ranked Individuals at COBALT (2)

Estonia

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