
FinTech Legal
FinTech Guide 2026 : Estonia
Rankings

Ranked Individuals
Ranked Individuals
Chambers Review
Provided by Chambers
Work Highlights
Provided by Chambers
Sorainen advised Finnish FinTech Sortter Oy’s Estonian arm, Sortter OÜ, on obtaining a credit intermediary licence in Estonia from the Estonian Financial Supervision and Resolution Authority.
Strengths
Provided by Chambers
Sorainen has a wide perspective and expertise on multiple fronts. People can be called in on short notice to advise on a variety of matters. The size of the team is a strength it uses really well.
FinTech Legal respondentFinTechSorainen's specialists listen to their clients and think along with them, proposing solutions and other collaborations that go beyond the usual work of a law firm.
FinTech Legal respondentFinTechSorainen has a good team in place and strong experts available in different areas where additional competence is required.
FinTech Legal respondentFinTechSorainen has deep knowledge about the financial sector in the Baltics.
FinTech Legal respondentFinTechSorainen stands out for its strong regional presence in the Baltics, deep expertise in financial regulatory matters, and ability to combine local insight with cross-border perspective.
FinTech Legal respondentFinTech
Notable Practitioners
Provided by Chambers
Band 1 
Band 1 
Kätlin Krisak
Kätlin Krisak leads Sorainen's finance and insurance team in Estonia. Krisak is particularly active on FinTech and cryptocurrency matters. Kätlin Krisak is the best expert in the field.
FinTech Legal respondentFinTechKätlin distinguishes herself through a strong command of financial regulatory matters, a pragmatic approach, and the ability to deliver advice that is both technically precise and business-oriented.
FinTech Legal respondentFinTech
Band 1 
Band 1 
Marko Kairjak
Marko Kairjak joined Sorainen in March 2026. He regularly advises FinTech businesses on regulatory matters. He also advises on fundraising rounds.
Marko is incredibly passionate about the job.
FinTech Legal respondentFinTechMarko knows what we as a business need, and he and his team delivers.
FinTech Legal respondentFinTech
Band 2 
Band 2 
Anneli Krunks
Anneli Krunks joined Sorainen in March 2026. She is a financial regulatory specialist with strong experience guiding FinTechs through regulatory and licensing matters.
Anneli is an exceptional professional in the field of FinTech and crypto regulation.
FinTech Legal respondentFinTechAnneli Krunks has a pretty good understanding and feeling about what's happening in the local FinTech landscape. Not just crypto, but also payments and TradFi as well.
FinTech Legal respondentFinTech
Up and Coming 
Up and Coming 
Hetti Lump-Kivisaari
Hetti Lump-Kivisaari is counsel at Sorainen in Estonia, and a well-regarded expert in cryptocurrency and FinTech regulation. She leads the firm's finance and insurance practice group in Estonia.
We were able to prepare and submit all the necessary documentation for a licence within a very tight timeframe. Hetti's dedication and responsiveness played a key role in the success of this process.
FinTech Legal respondentFinTechHetti is proactive, commercially-minded, experienced and knows the Estonian regulatory landscape. She has plenty of experience with the supervisory authorities, which is very important for us.
FinTech Legal respondentFinTech
Associates to watch 
Associates to watch 
Krista Ševerev
Krista Ševerev is a senior associate at Sorainen who advises payments, lending and crypto FinTechs on financial regulatory matters.
Krista has a good understanding of our business model and our business needs. This is really helpful in assisting us interpret and apply the newly issued or changed laws in a meaningful way.
FinTech Legal respondentFinTechKrista is thorough and pleasant to work with.
FinTech Legal respondentFinTechKrista Ševerev is really good at summarising everything I need to know in a very understandable way. She makes everything clear and relevant to me.
FinTech Legal respondentFinTech
Ranked Individuals at Sorainen (5)
Sorainen has rankings in the following guides
Band 1 Band 1
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