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Vodanovic Legal

Miraflores Office

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Firm Details


The firm's deep knowledge of the sector and its public and private actors, as well as the experience of its team, give it the necessary credentials to provide a specialised and differentiated advice in:

  • FinTech - Vodanovic Legal covers the entire legal landscape involved in digital financial services, from the design of products, the preparation of regulatory maps, the obtaining of financial licenses (digital banks, crowdfunding agents, electronic money issuers, among others) to the accompaniment in the running of business. It also advise non-financial companies in the application of FinTech legal solutions.
  • Banking & Financial Regulation - Vodanovic Legal has a detailed knowledge of the legal framework applicable to the conventional financial industry, as well as the most important interpretative criteria of the authorities, which allows it to propose creative solutions and strategic recommendations for business development. It also designs and facilitates for financial entities, commercial and strategic alliances with FinTechs, including the creation of neobanks.
  • Transactions - Vodanovic Legal accompanies all types of entrepreneurships in the industry, from its constitution or creation, participating in its development, such as negotiations and agreements with shareholders and investors, share transfers, financing and investment rounds, transfer to other jurisdictions, main contracts, transactional tax advice, among others.
  • Information & Public Affairs - Vodanovic Legal analyses and anticipates market trends, identifies regulatory bottlenecks and aligns client objectives with public policies regarding the development of a collaborative financial ecosystem, providing strategic solutions for various scenarios.


  • With the clients: creativity, transparency and high professional standards
  • With the market: ethical conduct and collaborative approach
  • With society: promotion of financial inclusion and digital financial education
  • With the team: union, growth, opportunities and empathy


  • Banco de Credito del Peru - BCP
  • Banco Internacional del Peru - Interbank
  • Banco GNB
  • BBVA
  • Santander
  • MiBanco
  • Banco Falabella
  • Inversiones La Cruz
  • Compartamos Financiera
  • RappiBank
  • Caja Cencosud Scotiabank
  • Banexcoin
  • Superdigital
  • Brubank
  • Lana
  • Rextie
  • Afluenta
  • Mercado Pago
  • Protecta Security
  • Surgir
  • Prestaclub
  • Red Digital
  • MAF


  • LJUBICA VODANOVIC - Lawyer from the University of Lima and master's degree and specialisation courses at The London School of Economics and Political Sciences, expert in banking, financial and FinTech regulation, and promoter of innovation and financial inclusion, and the application of new technologies for development of the financial industry. She has more than 20 years of experience, comprising the private and public sectors (SBS).
  • MARIA DEL CARMEN YUTA - Lawyer from the PUCP, expert in banking, financial and FinTech regulation; Executive Master at Nuovo Istituto di Business Internazionale, Milan, Italy. She has more than 15 years of experience both in the private sector and in the regulatory body. Her legal advice specialises in the design of financial products and in obtaining financial licenses.
  • ERIKA RIOS - Lawyer from the UPC, specialized in financial regulation and FinTech, fiduciary business, personal data protection and consumer protection.
  • ALEJANDRA HUACHACA - Lawyer from the Universidad del Pacífico, with experience in banking, financial and FinTech regulation. She is a member of the Lima Bar Association and holds an international diploma in financial law and securities markets from ESAN Business School.
  • DIEGO SIERRA - Lawyer from the Universidad de Lima, with experience in financial regulation, FinTech, capital markets and pension funds.
  • MÓNICA SALDAÑA - Bachelor of Laws from the Universidad Nacional Mayor de San Marcos, with experience in financial regulation, FinTech, capital markets and investment funds.


  • Enrique Diaz - Consulting company specialised in highly complex financial advice, with vast local and international experience in various initiatives and projects, ensuring diligence and adequate sense of innovation.
  • Alberto Arrieta - Firm specialised in transactions and integral advice to investors, including start-ups, ventures in general and family businesses.


  • CHAMBERS AND PARTNERS — 2022 - Vodanovic Legal has been included as a firm specialised in Banking and Finance Law in the 2022 Ranking of Chambers and Partners in Peru and in the 2022 Ranking of Chambers Global, which shows the leading law firms in 200 jurisdictions.
  • LEADERS LEAGUE — 2021 – 2022 - Vodanovic Legal has been recognised as a Leading Firm in legal advice to the FinTech industry in Peru, which includes the FinTech initiatives of the Banks.


The firm's Latam FinTech Regulatory Overview 2021 - 2022 is a document prepared by a team of experts with the collaboration of the most recognised specialists from Argentina, Chile, Colombia, Mexico and Uruguay, which shows the state of the FinTech industry in Peru and in the mentioned countries. This is a unique study of its kind and, therefore, mandatory consultation and analysis for the agents that participate in the FinTech market.