Vodanovic

FIRM

SERVICES

Vodanovic is a leading boutique law firm in banking, financial regulation and FinTech. Its services are divided into the following main verticals:

a)Fintech: The firm covers the entire legal landscape involved in digital financial services, from product design, regulatory mapping, obtaining financial licenses (digital banks, crowdfunding agents, e-money issuers, among others) to the accompaniment in the business development. The firm also gives legal advice to non-financial companies in the design and implementation of FinTech solutions (banking as a service, embedded finance, among others).

b)Banking and financial regulations: The firm has detailed knowledge of the legal framework applicable to the conventional financial industry, as well as the most important interpretative standards of governmental authorities, which allows us to propose innovative solutions and recommendations and strategic recommendations for business development. The firm also designs and facilitates commercial and strategic alliances between financial entities with FinTech companies. Additionally, Vodanovic designs and provides specialized training programs in banking regulation and digital transformation for financial institutions.

c)Compliance:The firm treats with great importance the duty of compliance of its clients, which is why, in addition to offering advice in this area, it offers a regulatory compliance program named "RegTech360", which consists of the preparation of regulatory obligation matrixes and includes an automated monitoring program for such obligations. In this sense, clients can monitor their duties in real-time and mitigate the risk of default.

d)V-Learning: Through educational courses and relevant information, we seek to explain, in simple terms, the complex concepts of the financial system by pre-recorded videos. With V-Learning our clients will be able to increase their professional capabilities and those of their teams to better face the challenges and changes in the financial industry. Additionally, the firm provides specialized workshops on demand for our clients on several regulatory topics.

e)Information and public affairs: The firm analyses and anticipates trends in the market and proposes regulatory improvements through public policies referring to the development of a collaborative financial ecosystem, providing strategic solutions aligned to the best standards.

f)"Tuning": The firm provides legal advice on various fronts (for example, AML, personal data management, and risk management) to ensure the legal and regulatory viability of the client's projects and increasing their possibilities of success.

CLIENTS

• Banco de Crédito del Peru – BCP
• Banco Internacional del Peru - Interbank
• BBVA
• Grupo Santander
• Compartamos Banco
• MiBanco
• Banco de la Nación
• Caja Arequipa
• MAF
• Mercado Pago
• Dock
• Pomelo
• Monnet
• Among others

TEAM

• LJUBICA VODANOVIC - Expert in banking, financial and FinTech regulation, and promoter of innovation and financial inclusion, and the application of new technologies for the development of the financial industry in Peru. She has more than 20 years of experience, comprising the private and public sector. Ljubica has been ranked in Chambers and Partners, as a leading individual in the Banking and Finance practice area since 2018.
• MARIA DEL CARMEN YUTA - Expert in banking, financial and FinTech regulation. She has more than 15 years of experience both in the private and public sector. Her legal advice specializes in the design of financial products and in obtaining financial licenses. María del Carmen has been ranked in the Chambers Latin America since 2022.
• KARINA CHINGUEL - Lawyer from the Law School of Pontificia Universidad Católica del Perú and with an LLM from Queen Mary University, specialized in financial regulation, corporate law, FinTech and capital markets. Karina has 15 years of experience in advising different national and international companies.
• ERIKA RIOS - Lawyer from the Law School of Universidad de Ciencias Aplicadas, specialized in financial regulation and FinTech, fiduciary business, personal data protection and consumer protection. She has more than 12 years of experience in advising clients.
• ALEJANDRA HUACHACA - Lawyer from the Law School of Universidad del Pacífico, with more than 7 years of experience in banking, financial and FinTech regulation. She is a member of the Lima Bar Association and holds an international diploma in financial law and securities markets from ESAN Business School.
• DIEGO SIERRA - Lawyer from the Universidad de Lima, with more than 8 years of experience in financial regulation, FinTech, capital markets and pension funds.
• MÓNICA SALDAÑA - Bachelor of Laws from the Universidad Nacional Mayor de San Marcos, with experience in financial regulation, FinTech, capital markets and investment funds.

LATEST RECOGNITIONS

• Leaders League – 2025 – Vodanovic has been included in three key categories: Category “Leading” in the FinTech ranking, Category “Excellent” in the Banking & Finance – Regulatory Law ranking, and Category “Recommended” in the Banking & Finance ranking
• Vodanovic has been included as a firm specialized in Banking and Finance Law since the 2022 Ranking of Chambers Global, which shows the leading law firms in 200 jurisdictions.
• Ljubica Vodanovic has been ranked in Chambers & Partners - Latin America, as a leading individual in the Banking and Finance practice area since 2018.
• María del Carmen Yuta has been ranked in the Chambers & Partners - Latin America since 2022.