Consumer Finance | UK Bar

3 Verulam Buildings is an excellent choice for consumer finance matters and enjoys a strong reputation for its deft handling of high-profile litigation. Its barristers regularly tackle complex cases arising in the context of claims arising from the Consumer Credit Act. Commentators report that the set “has heavy coverage of consumer finance litigation.” Frequent complex matters tackled by the set include Sheik Alesayi v Bank Audi SAL, where a member acted for the bank in defending a claim brought a customer in the context of the ongoing Lebanese financial crisis.

Stuart Pullum is the director of clerking.

Gough Square Chambers has a very strong reputation as a leading chambers in the consumer finance market, having specialised in the field since its inception. Members of the set act for the majority of the UK’s major banks and

are also instructed by government bodies (including HM Treasury, the FCA and the FSCS). They further advise and represent clients from a range of industries, including the motor and retail sectors. One interviewee describes the set as "the chambers for financial services disputes, much in demand by clients due to its barristers' specialised knowledge in this area." Recently, members appeared in Johnson v FirstRand Bank Ltd, a much publicised Supreme Court case with huge implications for consumer finance regulation.

Bob Weekes is the senior clerk.

Henderson Chambers houses an impressive bench of barristers proficient in contentious and non-contentious consumer finance issues. Members of the set represent a range of clients across the sector (including banks, insurance companies, foreign and domestic corporations, government bodies, local authorities, NGOs, professional bodies and private individuals) and have particular experience of cases relating to the Consumer Credit Act 1974 and the Consumer Rights Act 2015. One interviewee commentated that "the set has a number of barristers who specialise in the area, who have remarkable knowledge and experience.” Members recently acted for Eternity Sky v Zhang, a case concerning the infringement of rights under the Consumer Rights Act 2015. They also appeared in Johnson v FirstRand Bank Ltd, a Supreme Court case involving commission payments in motor finance agreements.

Jason Housden is the senior clerk.