Chambers Review

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Consumer Finance - All Circuits

Spotlight

What the Team is Known For

Henderson Chambers houses an impressive bench of barristers proficient in contentious and non-contentious consumer finance issues. Members of the set represent a range of clients across the sector (including banks, insurance companies, foreign and domestic corporations, government bodies, local authorities, NGOs, professional bodies and private individuals) and have particular experience of cases relating to the Consumer Credit Act 1974 and the Consumer Rights Act 2015. One interviewee commentated that "the set has a number of barristers who specialise in the area, who have remarkable knowledge and experience.” Members recently acted for Eternity Sky v Zhang, a case concerning the infringement of rights under the Consumer Rights Act 2015. They also appeared in Johnson v FirstRand Bank Ltd, a Supreme Court case involving commission payments in motor finance agreements.

Jason Housden is the senior clerk.

Strengths

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Notable Practitioners

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Anna Medvinskaia
1
Anna Medvinskaia
1
Band 1

Anna Medvinskaia is a well-respected junior whose consumer finance practice involves representing financial institutions in mis-selling and consumer credit cases.

One of the leading consumer finance barristers, Anna is a trusted adviser and great team player whose client manner is impeccable.

Her written work is first rate, and she is very detail-oriented.

Anna is quick to understand the facts of a case, identify the key details and condense those into concise written and oral submissions.

Julia Smith
1
Julia Smith
1
Band 1

Julia Smith is an expert in consumer finance who regularly advises on unfair terms and consumer credit matters.

Julia has a very detailed understanding of case law and the statutory framework. She is a good advocate with a crisp and clear style, who is adept at conveying salient points to the courts.

Julia Smith is a go-to barrister for technical legal advice. She is pragmatic, straightforward and someone whose advice is exceptionally good.

Julia is exceptionally strong in what is a niche and complex area and is very fast to turn round work.

Thomas Samuels
1
Thomas Samuels
1
Band 1

Thomas Samuels is an experienced junior who regularly advises on consumer finance cases. He has experience of appearing in the Supreme Court and is the lead author of "Consumer Credit Law and Regulation", a textbook on the Consumer Credit Act 1974.

A very talented barrister and a gifted advocate who adopts a great technical approach to his cases.

Toby Riley-Smith
1
Toby Riley-Smith
1
Band 1

Toby Riley-Smith KC is a well-regarded silk who is an expert in consumer finance. He is the standing counsel to the Competition and Markets Authority.

Toby is very bright and involved in many of the biggest cases.

Superb with clients, he has great empathy and an ability to speak to anyone in very human terms. He has a happy knack of conveying to the court the fact that he is totally trustworthy.

William Hibbert
1
William Hibbert
1
Band 1

William Hibbert is a specialist in financial law with particular expertise in consumer credit and consumer protection regulations.

William is a formidable advocate who is hugely experienced in financial services regulatory matters.

A long-standing expert in the field and very good at developing new arguments.

George Mallet
2
George Mallet
2
Band 2

George Mallet is recognised for his extensive experience of representing a myriad of clients across a range of consumer finance issues. In particular, he specialises in secret commission and motor finance cases.

George is a very strong advocate who gives plain and easy-to-understand advice.

Henry Warwick
2
Henry Warwick
2
Band 2

Henry Warwick KC is a skilled barrister with a solid financial practice. He regularly acts in high-stakes consumer finance litigation matters involving complex consumer credit issues and group litigation.

He is an excellent barrister who is very responsive and someone who provides clear guidance.

2
Richard Mawrey
2
Band 2

Richard Mawrey KC is an extremely experienced silk who advises major banks and financial institutions on consumer credit and FCA regulation.

He is a great barrister for tricky regulatory positions who provides sound, pragmatic advice. His written opinions are always illuminating and engaging.

Lia Moses
3
Lia Moses
3
Band 3

Lia Moses is developing a well-regarded consumer finance practice. She often acts for lenders in relation to consumer credit claims and FCA Handbook regulations.

Lia's advice and drafting is high-quality, clear and concise.

Lia is very smart and able to superbly get on top of hugely technical issues.

Nazeer A Chowdhury
3
Nazeer A Chowdhury
3
Band 3

Nazeer Chowdhury regularly advises banks and financial institutions on consumer credit regulation. He really knows his stuff and is very approachable.

An exceptional barrister whose breadth and depth of knowledge are unsurpassed. The quality of his written work is remarkable.

Ranked Barristers at
Henderson Chambers

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Band

Silks (KC)

All Circuits

Consumer Finance

Toby Riley-Smith KC
1
Toby Riley-Smith KC
1
Band 1
Henry Warwick KC
2
Henry Warwick KC
2
Band 2
2
Richard Mawrey KC
2
Band 2

Juniors

All Circuits

Consumer Finance

Anna Medvinskaia
1
Anna Medvinskaia
1
Band 1
Julia Smith
1
Julia Smith
1
Band 1
Thomas Samuels
1
Thomas Samuels
1
Band 1
William Hibbert
1
William Hibbert
1
Band 1
George Mallet
2
George Mallet
2
Band 2
Lia Moses
3
Lia Moses
3
Band 3
Nazeer A Chowdhury
3
Nazeer A Chowdhury
3
Band 3