Tow Lu Lim

With nearly 30 years of experience, TL is one of the leading insurance lawyers in Hong Kong. He is a trusted adviser for professional indemnity, D&O and financial lines matters, and possesses a solid track record of successfully defending and resolving complex and high-value claims. He is a "recognised" leader in cyber security, where his "unparalleled" experience helps clients navigate the evolving and complex risks and challenges arising from high-stakes cyber security incidents, whether they are ransomware or nation-state attacks. He heads the firm's Directors & Officers Liability and Professional Indemnity Insurance Group.

His clients include solicitors, auditors, architects, engineers, investment and asset management advisers, insurance intermediaries, property investment companies, corporate trustees and other professionals, who rely on his extensive experience in defending professional negligence claims. He is also called upon to advise insurers on complex coverage issues. He also provides strategic advice on insurance regulatory matters, such as licensing, compliance and regulatory investigations, for insurers, insurance intermediaries and financial institutions.