Band 2
Provided by Tow Lu Lim
With over 25 years of experience, TL is one of the leading insurance lawyers in Hong Kong. He is a trusted adviser for professional indemnity, D&O and financial lines matters, and possesses a solid track record of successfully defending and resolving complex and high-value claims. He is a "recognised" leader in cyber security, where his "unparalleled" experience helps clients navigate the evolving and complex risks and challenges arising from high-stakes cyber security incidents, whether they are ransomware or nation-state attacks. He heads the firm's Directors & Officers Liability and Professional Indemnity Insurance Group.
His clients include solicitors, auditors, architects, engineers, investment and asset management advisers, insurance intermediaries, property investment companies, corporate trustees and other professionals, who rely on his extensive experience in defending professional negligence claims. He is also called upon to advise insurers on complex coverage issues. He also provides strategic advice on insurance regulatory matters, such as licensing, compliance and regulatory investigations, for insurers, insurance intermediaries and financial institutions.
Regulatory Investigations
Acted for directors, insurance intermediaries, insurers, audit firms and corporations on regulatory investigations by the SFC, HKEX, Insurance Authority, AFRC and Privacy Commissioner.
Cyber Security
Acted as Breach Counsel for clients across a range of industries on high-stakes ransomware and nation state attacks.
Advising boards of directors on cybersecurity.
Professional Negligence
Represented a broad range of professional firms and individuals in professional negligence claims and arbitrations against architects, structural and consulting engineers, investment advisers, property agents, valuers, construction and project managers, private hospitals and clinics, educational institutions and professionals, and insurance intermediaries.
Panel solicitor for the HK Solicitors Professional Indemnity Scheme where he has represented international and local firms on claims involving commercial, real estate and financing transactions and wrongful advice on litigation matters.
Macquarie University
Bachelor of Economics
Provided by Chambers
Lim Tow Lu is well regarded for his expert representation in insurance claims and disputes. He advises corporate clients on insurance regulatory matters, and is active on cybersecurity and ransomware insurance matters.
Provided by Chambers
Tow Lu Lim has strong leadership for his team, strong business sense and problem-solving abilities, and excellent client service responsiveness.
Tow Lu Lim has strong leadership for his team, strong business sense and problem-solving abilities, and excellent client service responsiveness.
