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Practice Areas

Pension, Benefits and Executive Compensation


Terra has over 20 years’ experience advising employers and plan administrators, primarily in the private sector, on all legal issues relating to pension plans, retirement savings plans and benefit plans, including: governance, fiduciary responsibilities, plan administration and regulatory compliance, funding requirements, pension fund investment and surplus utilization.

Terra has extensive experience advising on pension and benefit matters in corporate transactions, including mergers and acquisitions, insolvencies and restructurings. She also has a wealth of experience advising private sector employers restructure their legacy DB pension arrangements, including investment restructuring and de-risking initiatives (e.g., buy-in and buy-out annuity purchases), plan mergers and plan wind-ups.

Professional Memberships

•Canadian Bar Association | National Pensions and Benefits Law Section | Member of the Executive (2019/2020) | Co-Chair of the Advocacy and Government Relations Committee (2019/2020)

•Osgoode Professional Development | Instructor, Pension Law Certificate Program

•Ontario Bar Association | Pension and Benefits Law Section Executive | Member (previously participated on the Executive)