Natalie Barnes

Natalie is an experienced finance lawyer specialising in acting for both borrowers and lenders on asset based lending transactions, both domestic and cross border.

Natalie typically acts for financial institutions and corporates on asset finance transactions including receivables finance, plant & machinery loans, inventory loans, property loans and cashflow facilities.

Recent examples of work include:

• acting for HSBC Bank Plc and HSBC Invoice Finance (UK) Limited in connection with a full asset based lending facility and term loan to support the management buyout of Parweld (manufacturer and wholesaler of welding equipment) and provide ongoing working capital;

• acting for IGF Business Credit Limited in connection with a £3.9m invoice discounting and plant & machinery package to support Thames Card Limited (developer, manufacturer and distributor of payment, gift, loyalty and commercial cards);

• acting for Arbuthnot Commercial Asset Based Lending Limited in connection with a £10.7m all asset finance package to support Anglian Windows (one of the UK’s leading end-to-end retailers, manufacturers and installers of home improvement products);

• acting for Arbuthnot Commercial Asset Based Lending Limited in connection with a flexible £8m receivables finance facility to support the refinancing of MAN Commercial Protection Limited.