Kimberly K. Winter

Career

I care deeply about our clients and take the time to understand the nuances of their business and goals. Building solid connections is crucial to grasping their objectives and achieving the best results. Whether working with large industrial clients or smaller companies, I believe personal connections are essential for success in every case.

Kim Winter’s practice spans various insurance-related matters, helping policyholders navigate complex coverage disputes and insolvency issues. She regularly works in:

Civil rights insurance recovery

Class actions

Environmental insurance analysis and recovery

Insurance recovery and counseling

Intellectual property

Organizational misconduct

With over 20 years of experience, Kim provides strategic guidance to clients across virtually every industry, representing individuals, small businesses and industry giants alike. Known for her ability to resolve complex coverage disputes and navigate challenging insolvency proceedings, Kim is a valuable advocate for policyholders.

Much of her work involves pursuing claims on behalf of policyholders against insurers, whether through informal negotiation or litigation. She handles a wide variety of coverage disputes, including:

Commercial litigation

Cyber and data breach

Employment practices

Environmental

Errors and omissions

Fiduciary

Fire

First-party property policies

General liability

Pollution legal liability

Product liability

Professional liability

Umbrella/excess

Uninsured/underinsured motorist

Kim’s practice focuses on understanding clients’ unique needs and developing strategic, mindful solutions beyond financial factors. Her attention to detail, critical policy analysis and creative thinking make her a valuable resource for policyholders. Kim consistently delivers comprehensive support, whether recovering insurance funds after a catastrophe, ensuring clients receive the defense and indemnity they’re entitled to, or assisting with insurance policy analysis and negotiations.

As counsel for the Director of the Missouri Department of Insurance in receivership proceedings involving insolvent insurance companies, Kim has deep experience in insurance regulation and insolvency. This, coupled with her nationwide practice, gives her rare insight into how best to represent policyholders in various insurance and insolvency proceedings.

Clients benefit from Kim’s proactive approach to understanding their insurance needs and maximizing coverage for future claims. She is also a frequent speaker and author on insurance issues, continuously sharing her knowledge to benefit the broader community.

Practice Areas

Insurance Recovery & Counseling

Organizational Misconduct

ESG Guidance

Environmental Insurance Analysis & Recovery

Civil Rights Insurance Recovery

General Business & Complex Commercial Litigation

Experience

Negotiated a full insurance-funded settlement for a small business in an asbestos case, securing complete defense from three carriers after one initially offered partial coverage.

Represented a wrongfully convicted man, imprisoned for nearly 30 years, and secured a settlement against the city and district attorney's office despite significant legal challenges.

Secured a $27+ million verdict for a client in a federal jury trial after a two-alarm fire caused extensive property damage, including additional awards for vexatious refusal and attorney's fees.