Judith Brown

Practice Areas

Judith Brown is a partner in A&L Goodbody's Finance team in Belfast. Judith has extensive experience advising domestic and international lending institutions, funders and borrowers on a wide range of finance transactions, in particular corporate lending and security, property finance, acquisition finance and loan portfolio acquisition and sales.

Areas of expertise include:

• Finance

• Banking

• Brexit

Career

Experience includes advising:

•The Governor and Company of the Bank of Ireland in relation to the disposal (by way of securitisation) of a portfolio of non-performing •UK mortgages secured on owner occupied and buy-to-let investment properties.

•Aviva Life & Pensions UK Limited, Industrial Alliance Insurance and Financial Services Inc. and Pension Insurance Corporation plc in

relation to their funding of Clanmil Housing Association Limited by way of private placement secured on a large portfolio of social

housing assets located in Northern Ireland.

•AIB Bank in relation to the restructuring and refinance of multiple retail park investment assets.

•Barclays Bank in relation to the financing of Baloo Retail Park, Bangor.

•Benmore Healthcare group on the financing of the development of the Kings Hall Health Village in Belfast.

•European Investment Bank in connection with £130m social housing finance facilities provided to Apex Housing Association for the •purpose of funding a large number of social housing schemes in Northern Ireland.

•Oakland Holdings on the financing of Merchant Square – a prime grade A office development in Belfast city centre.

•Santander in relation to Northern Ireland aspects of the Alliance & Leicester FSMA banking business transfer scheme.

•Eurohypo AG, London, in relation to facilities provided to Tesco BL Properties including NI security.

•Various financial institutions in relation to detailed NAMA due diligence.

•Ulster Bank in connection with various bilateral facilities for major property and healthcare group.

•HBOS in connection with three separate high profile securitisation transactions relating to the Halifax, Birmingham Midshires and Bank of Scotland brands.

•Various financial institutions including Bank of Ireland and Ulster Bank Ireland relating to financing of Lidl stores throughout Northern Ireland.

•Nationwide Building Society in relation to transfer of various mortgage portfolios.