Joy Gao

Joy Gao is a banking and finance lawyer and advises banks and borrowers on a wide range of financings, with a particular focus on cross-border bilateral and syndicated finance, cross-border real estate finance, acquisition finance and corporate lending. She also has extensive experience with offshore bond issuance by PRC enterprises or offshore enterprises under “overseas red-chip structures” with substantial business in PRC.

In addition, Joy has advised on many cross-border transactions from a PRC regulatory perspective, in particular dealing with foreign exchange controls, funds inflow and outflow and China-related cross border securities. She can explain the rationale behind what appears to be frequent changes to laws and policies in PRC to assist international clients navigate the changes more accurately and to be in a position to better respond to them.

Joy Gao’s client portfolio includes foreign and domestic financial institutions, corporates, and investment funds and private equity firms. Through years of practice, she has a good understanding of how to bridge the gap and resolve the issues that commonly emerge in transactions involving domestic and international entities.