Joe Kolar is a founding Partner of Buckley LLP and resident in the Washington, D.C., office. Mr. Kolar regularly counsels financial services clients, national trade associations, nonprofits, and others in complying with mortgage and consumer loan contracts and lending and servicing regulations, including those relating to real estate settlement procedures, truth in lending, ability to repay, loan originator compensation, appraisals, equal credit opportunity, fair housing/fair lending/fair servicing, privacy, fair credit reporting, electronic signatures and records, escrows, flood insurance, lender-placed insurance, debt collection, loss mitigation and foreclosures, federal preemption, community reinvestment, disclosures, state law and regulations, and licensing.
In addition to closely monitoring the regulatory and enforcement activity of the Consumer Financial Protection Bureau, Mr. Kolar advises on Federal Housing Administration-insured and Department of Veterans Affairs-guaranteed single-family loan programs, Ginnie Mae guaranteed securities programs, and the programs and policies of Fannie Mae and Freddie Mac as they relate to loan origination, servicing, and secondary market transactions. In addition, Mr. Kolar frequently represents mortgage lenders and others in negotiating joint ventures, marketing and internet origination agreements and vendor agreements, as well as other contracts used or needed by a wide variety of financial services companies.
Staff Member for former U.S. Representative Jim Leach (R-IA)
Member of the Consumer Financial Services Committee of the American Bar Association, where he is a past Co-chair of the Housing Finance and RESPA Subcommittee, and a member of the American College of Consumer Financial Services Lawyers; Board of Directors of the Legal Counsel for the Elderly; President of the Kolar Charitable Foundation; American College of Consumer Financial Services Lawyers
J.D., Georgetown University (cum laude); B.B.A., University of Iowa