Department profile
Financial Services Regulation: Consumer Finance (Compliance)
USA Guide 2026 : USA - Nationwide
Rankings
Ranked Individuals
Ranked Individuals
Chambers Review
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Work Highlights
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Orrick, Herrington & Sutcliffe LLP defended Capital One in a putative class action challenging its overdraft and non-sufficient funds practices.
Strengths
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Their approach is consistently thoughtful, pragmatic and informed by a strong understanding of operational realities.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAOrrick adds value to our business by being at the ready with advice when asked and creative in their approach to our often unique issues.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSATheir deep knowledge and incredible state and federal government regulator reach, enables Orrick to be our go-to law firm for complex and sophisticated matters.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Notable Practitioners
Provided by Chambers
Senior Statespeople 
Senior Statespeople Joseph M Kolar
Joseph Kolar is held in high regard for his work advising financial services companies on regulatory and enforcement matters. He is best known as a fair lending expert and frequently advises mortgage lenders on CFPB compliance. Joseph is the éminence grise.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Senior Statespeople 
Senior Statespeople Walter E Zalenski
Walter Zalenski maintains a well-respected consumer finance practice, with a core focus on compliance issues. He is particularly adept at advising clients on complex payments law matters. Walter is the best of the best.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 1 
Band 1 Clinton Rockwell
Clinton Rockwell is a noted figure in consumer financial law, offering clients broad advisory expertise in regulatory matters. He is particularly experienced in acting for mortgage lenders and servicers. Clint has been instrumental to our success over the years.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAHe consistently provides outstanding guidance and insight.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 2 
Band 2 John Kromer
John Kromer comes equipped with an extensive skill set in consumer financial matters and routinely advises clients on their compliance with state and federal law. He has particularly expertise advising clients on state licensing issues.
John is excellent at being thoughtful and having subject expertise.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAHe is extremely knowledgeable and a fantastic lawyer.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 3 
Band 3 Jeffrey Naimon
Jeffrey Naimon has an expert grasp of fair lending law and regularly advises on a wide range of consumer finance compliance matters. He is skilled at dealing with state and federal banking regulators, as well as the CFPB and FTC. Jeff brings new vision to the thorniest of questions.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAHis combination of deep experience, encyclopedic knowledge of applicable law and business acumen make him an invaluable partner.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 3 
Band 3 John R. Coleman
John Coleman utilises his past experience at the CFPB and is now a go-to choice for clients who undergo investigations by the CFPB.
John is a deep expert. He is also a sophisticated, creative thinker and a wonderful partner.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAHe has a good sense and style in his approach,
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAJohn can provide efficient advice.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 4 
Band 4 Fredrick Levin
Fredrick Levin is an established litigator representing his clients in consumer class actions bought under federal and state consumer protection laws.
I could not recommend Fredrick enough.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAHe's an excellent writer.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSAFred is extremely attentive and well respected.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 4 
Band 4 James McGuire
James McGuire is held in high regard for the strength of his consumer litigation practice. His representation of clients in major class actions encompasses issues such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act and Truth in Lending Act. James knows the field and was able to really help us navigate the case.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Band 4 
Band 4 Katy Ryan
Katy Ryan is a fine choice for clients seeking advisory support before state and federal regulatory agencies on regulatory, licensing, compliance and transactional matters.
Katy has the deepest understanding of state mortgage regulations of anyone I've worked with.
Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
Ranked Individuals at Orrick, Herrington & Sutcliffe LLP (10)
USA - Nationwide
Joseph M Kolar
Financial Services Regulation: Consumer Finance (Compliance)
View profile Walter E Zalenski
Financial Services Regulation: Consumer Finance (Compliance)
View profile Clinton Rockwell
Financial Services Regulation: Consumer Finance (Compliance)
View profile John Kromer
Financial Services Regulation: Consumer Finance (Compliance)
View profile Jeffrey Naimon
Financial Services Regulation: Consumer Finance (Compliance)
View profile Katy Ryan
Financial Services Regulation: Consumer Finance (Compliance)
View profile Jeffrey Naimon
Financial Services Regulation: Consumer Finance (Enforcement & Investigations)
View profile John R. Coleman
Financial Services Regulation: Consumer Finance (Enforcement & Investigations)
View profile Fredrick Levin
Financial Services Regulation: Consumer Finance (Litigation)
View profile James McGuire
Financial Services Regulation: Consumer Finance (Litigation)
View profile
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