John Kromer

John Kromer, one of the nation’s leading consumer financial services lawyers, provides bank, nonbank, fintech and private equity clients with proactive and practical counsel to enable them to meet business objectives and manage risk in a rapidly changing business, legal, and regulatory environment.

Mr. Kromer, a Partner in the Washington, D.C., office of Orrick, Herrington & Sutcliffe helps clients navigate the complex maze of federal and state laws and regulations. He regularly counsels clients on compliance with regulations issued by the Consumer Financial Protection Bureau, as well as examination and enforcement actions by the Bureau, federal banking agencies, state regulators, and other enforcement agencies. He advises on the laws governing licensing and chartering, usury, advertising, disclosures, privacy, lending and servicing practices, and laws prohibiting unfair, deceptive, or abusive acts or practices.

Legislative Assistant, House of Representatives for Rep. Larry J. Hopkins (R-KY)

Member, Board of Governors: Online Lending Policy Institute; fellow, American College of Consumer Financial Services Lawyers; served on the Advisory Council: American Association of Residential Mortgage Regulators (1998-2018); past Chair, Housing Finance Subcommittee: Consumer Financial Services Committee, Business Law Section of the American Bar Association