Elizabeth Garner

Commercial Finance

Lender Finance

Bankruptcy, Restructuring & Creditor Rights

Financial Services

Elizabeth (Lizzie) Garner represents financial institutions, investors and borrowers in a wide range of financing transactions, including syndicated, club and bilateral credit facilities. Lizzie has sharpened her skills as a finance attorney in law firms and while serving as internal legal counsel for a large regional bank. In-house practice has allowed Lizzie to develop a unique insider’s perspective. Having been a law firm client herself, she better understands the needs and priorities of her own clients, who appreciate her ability to frame legal issues using plain English and her penchant for being organized, prompt and thorough.

Lizzie has extensive experience in a wide variety of commercial, asset-based, senior secured and leveraged finance transactions, with specific industry experience in energy, retail, healthcare, food and beverages, life sciences, and sports and entertainment.

Lizzie is a native of the Atlanta area who balances her finance practice with a passionate commitment to volunteerism.

Page Turners Make Great Learners: Board Member (2016-2021)

Cathedral of St. Philip Prison Re-Entry Ministry: Steering Committee Member (2018-2021)

Highlands Camp & Retreat Center, Allenspark, CO: Board Member

Moderator, "Women in Private Credit Luncheon," The DealCatalyst U.S. Private Credit Industry Conference on Direct Lending (April 2026)

Moderator, "Women Shaping the Future of Secured Finance," SFNet’s Women in Secured Finance Conference 2025 (June 2025)

Contributor, "Interview with Tree Buckingham of Mountain Ridge Capital," The Secured Lender (March 2024)

Author, "Ga. Banking Brief: All The Notable Compliance Updates In Q2," Law360 Expert Analysis (July 2023)

Co-Presenter, "Liability Management: Uptiering Transactions," State Bar of Georgia Secured Lending Seminar (March 2023)

Contributor, "Women in Secured Finance Profiles," The Secured Lender (March 2023)

Contributor, "In the Spotlight: Women-Dominated Teams in Secured Finance," The Secured Lender (March 2023)

Contributor, "SFNet's 40 Under 40 Profiles," The Secured Lender (June 2022)

Moderator, "Legal Forum," Secured Finance Network (June 2022)

Represented the U.S. subsidiary of a foreign bank in connection with a $20 million asset-based revolving credit facility to a cosmetic product retail company to fund a corporate restructuring.

Represented an asset-based lender in connection with a $25 million lender finance revolving credit facility using a special-purpose entity structure.

Represented a major private equity sponsor in connection with $90 million syndicated credit facilities for a provider of emergency preparedness response solutions.

Represented a leading renewable energy infrastructure investor in its role as sole lender in connection with a $220 million secured term loan facility for a fuel cell system manufacturer.

Represents large regional bank in connection with all treasury management products and services

Mercer University School of Law

J.D.

2009

University of Georgia

B.A.

2005

"40 Under 40 Award"

Secured Finance Network (SFNet)

2021

Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law

Best Lawyers in America Ones to Watch

2021