LAWYER PROFILE

Baljit Rai

UK 2026

Clifford Chance LLP

Ranked in 1 practice area

Insurance: Mainly Policyholders

UK-wide

6 years ranked

About

Provided by Clifford Chance LLP

Practice Areas

Baljit Rai has over 24 years' experience of acting in commercial litigation and arbitration disputes in relation to insurance and reinsurance matters, specialising in advising insureds on policy wordings and policy coverage issues.

Baljit also advises on non-contentious insurance issues including policy wordings (e.g. Directors and Officers, Political Risk, Trade Disruption Insurance, Political Risk and Credit Insurance) and insurance structures.

Baljit has particular specialisation in and regularly advises a number of major banks and other financial institutions on the use of credit insurance as a credit risk mitigant under the Basel Accords and the Capital Requirements Regulation.

Career

St Hilda's College, Oxford University (BA MA Jurisprudence) 1996

Joined Clifford Chance 1997

Admitted as a solicitor in England & Wales 1999

Secondment to one of the largest reinsurers worldwide 2004

Secondment to a global bank 2009

Chambers Review

Provided by Chambers

Chambers Guide to the Legal Profession

Insurance: Mainly Policyholders - UK-wide

Band 2

Individual Editorial

Baljit Rai has considerable experience assisting banks and multinational corporations with a range of insurance disputes. She has an impressive track record of handling claims concerning credit risk and D&O liability.

Learn more about this team View ranking table

Strengths

Provided by Chambers

Baljit Rai is technically excellent and very experienced in all matters insurance-related. As well as navigating very complex issues, she is a pleasure to deal with.
Insurance: Mainly PolicyholdersChambers Guide to the Legal Profession
Baljit is excellent and easy to work with. She is able to see things through a business lens and I'm impressed by her responsiveness.
Insurance: Mainly PolicyholdersChambers Guide to the Legal Profession