Kancelaria Macura

A specialised, boutique law firm, established in 2012, provides expert legal services tailored to the FinTech and new technology sectors. The firm has built a strong reputation for offering comprehensive support to entities operating in financial technology, e-commerce, new technology, and lending (LendTech) industries. Its services cover all stages of business development and operations, ensuring seamless legal guidance from inception to day-to-day functioning.

The firm plays a pivotal role in assisting businesses at the formation stage. This includes drafting corporate documentation, establishing companies, and preparing applications for obtaining necessary permits from financial market regulatory authorities. It also offers continued support to businesses through the preparation of bylaws, internal policies, and client contracts, particularly those aimed at individual consumers. Furthermore, the firm represents clients in dealings with administrative authorities and during regulatory or investigative proceedings. To complement these services, it organises and conducts tailored training sessions on specific legal and regulatory topics for employees and associates.

The firm’s expertise extends significantly to the lending sector, advising businesses offering consumer credit services in Poland and international markets. Its advisory scope encompasses the legal aspects of creating credit products, including short-term loans, instalment loans, and bundled loan agreements. The firm provides ongoing legal guidance to lending institutions and supports the introduction of innovative practices such as behavioural data analysis, behavioural targeting for creditworthiness assessments, and identity verification using behavioural data. Additionally, it advises on developing internal procedures related to customer verification, servicing, debt collection, and complaint handling processes.

For businesses operating in the payment services sector, the firm offers specialised legal support. It develops internal regulations and documentation for payment card issuers, companies facilitating online and mobile payments, and providers of payment account information services. These services ensure compliance with regulatory requirements and support the integration of cutting-edge payment technologies.

The firm also provides extensive advice to companies across various industries on data protection and intellectual property law. Its expertise in these areas ensures that businesses can safeguard their assets, remain compliant with data protection regulations, and protect their intellectual property in a competitive landscape.