Department profile
Osler, Hoskin & Harcourt LLP

Banking & Finance: Financial Services

Global Guide 2026 : Canada


Osler, Hoskin & Harcourt LLP

Rankings

About

Provided by Osler, Hoskin & Harcourt LLP

Osler’s Financial Services Group acts for leading North American and international financial institutions and a wide variety of global industry leaders. With a network of offices across Canada and in New York, Osler’s Financial Services practice group is a fully integrated team that offers extensive knowledge of all aspects of financial services combined with an efficient cross-jurisdictional platform.

Osler advises financial institutions on a complete range of issues including mergers and acquisitions, the establishment of new entities, bank products, and regulatory compliance, both provincial and federal.

Osler’s team has significant experience in structuring, negotiating and documenting all types of financing transactions, including cash flow loans, acquisition financings, syndications, asset-based lending, distressed lending, project financings, public-private partnerships, subordinated debt arrangements, private placements, swaps, securitizations and structured finance arrangements. Osler’s cross-border practice is a core strength, seamlessly navigating between U.S., international and Canadian lending environments to anticipate and address industry-specific issues and provide integrated banking and debt finance expertise on domestic and cross-border transactions.

Chambers Review

Provided by Chambers

Banking & Finance: Financial Services - Canada


What the Team is Known For

Osler, Hoskin & Harcourt houses a highly regarded banking and finance practice that is recognised for its representation of foreign financial institutions, including US banks. The group handles a wide variety of traditional banking work, including both acquisition and project finance, with further expertise in debt financing. The firm advises a number of Canadian lenders and borrowers in connection with domestic and multi-jurisdictional transactions, with offices in Montréal, Toronto, Calgary and New York playing key roles. Its clients include traditional and alternative lenders, such as private equity, as well as borrowers in active sectors such as energy. The department also acts for a significant market share of major Canadian banks on regulatory matters arising from capital markets issuances and securitisations. The team is also well equipped to advise on product launches, credit card programmes and anti-money laundering compliance.

Work Highlights

Provided by Chambers

  • Osler, Hoskin & Harcourt represented GB Funding in the provision of a CAD120 million financing to Toys "R" Us Canada.

Strengths

Provided by Chambers

  • Osler is able to handle complex and sophisticated legal matters through a combination of strategic factors, which includes top talent that has deep industry specific knowledge.

    Banking & Finance: Financial Services respondentGlobal
  • Osler is exceptional in finding creative solutions that get us across the finish line.

    Banking & Finance: Financial Services respondentGlobal
  • The lawyers at Osler are extremely knowledgeable and have a pragmatic approach while mitigating risk for our business.

    Banking & Finance: Financial Services respondentGlobal

Notable Practitioners

Provided by Chambers

  • Band 3Elizabeth Sale
    Band 3Elizabeth Sale

    Elizabeth Sale

    Toronto-based Elizabeth Sale has a significant presence in Canada's financial services regulation space. She has expertise in policy submissions and further experience concerning fintech queries and a broad range of insurance and product development matters.

    • Elizabeth is practical and provides extremely timely advice. She's very service-oriented.

      Banking & Finance: Financial Services respondentGlobal
  • Band 3Victoria Graham
    Band 3Victoria Graham

    Victoria Graham

    Toronto-based Victoria Graham provides regulatory advice to a range of major financial institutions. She has notable expertise in fintech, anti-money laundering, liquidation, consumer protection and financial product development issues.

    • Victoria is astute and skilled.

      Banking & Finance: Financial Services respondentGlobal
  • Band 4Joyce Bernasek
    Band 4Joyce Bernasek

    Joyce Bernasek

    Joyce Bernasek is a well-regarded lawyer in Toronto's banking and finance market. She has experience representing a range of players, including lenders and intermediaries, in matters ranging from acquisition finance to revolving credit facilities.

    • Her responsiveness, cross-border capabilities and industry-specific knowledge makes her a trusted adviser.

      Banking & Finance: Financial Services respondentGlobal

Ranked Individuals at Osler, Hoskin & Harcourt LLP (3)

Canada

Members

Provided by Osler, Hoskin & Harcourt LLP

Osler, Hoskin & Harcourt LLP has rankings in the following guides

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